Ontario senior homeowners' property tax grant (OSHPTG)
The Ontario senior homeowners' property tax grant (OSHPTG) is intended to help offset property taxes for seniors who own their own home and who have low to moderate incomes. This program is funded entirely by the Province of Ontario. The Canada Revenue Agency administers this program for Ontario.
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Ontario homeowners can choose from a shopping list of renovation grants from the Government of Canada:
Furnaces — high-efficiency gas or oil, up to $790
Central air conditioners — replacement $250
Hot water heaters — condensing gas $375
Hot water heaters — tankless/instantaneous gas, condensing-type $375
Boilers — high-efficiency gas or oil $750
HRV — heat recovery ventilator $375
Solar — hot water system $1,250
Heat pumps — air-source heat pump which doubles as air conditioner $500
Geothermal — ground- or water-source heat pumps which are energy-efficient heating and cooling systems up to $4,375
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Ontario Government Programs For First Time Home Buyers
The Ontario government wants people to move here, invest in real estate, and contribute to the economy. To accomplish this, the government has provided many government programs to help first-time home buyers. Most of the Realtors may not be aware of all these programs. One can save lot of money…
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Muscular Dystrophy Canada
Muscular Dystrophy Canada’s dedicated volunteers and staff across the country raise funds and work hard to support the independence and full participation of Canadians with neuromuscular disorders, fund research to find a cure and improve the quality of life of people with neuromuscular disorders, assist our clients to participate in the decisions that affect them, and collaborate with others for social change. Thanks to the generosity of our donors, we are able to make a real difference in the lives of people affected by muscular dystrophy.
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Low Interest Renovation Loans
Financial institutions offer 'green' loans for home owners making energy efficient upgrades. Vancity's Bright Ideas personal loan offers home owners up to $20,000 at prime + 1% for up to 10 years for 'green' renovations. RBC's Energy Saver loan offers 1% off the interest rate for a fixed rate installment loan over $5,000 or a $100 renovation on a home energy audit on a fixed rate installment loan over $5,000. For information visit your financial institution.
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Home Buyers' Plan
Home Buyers’ Plan: Registered Retirement Savings for down payments. Canada Revenue Agency’s Home Buyers' Plan lets qualifying home buyers use up to $25,000 of their Registered Retirement Savings Plan (RRSP) to buy a home. Couples can use up to $50,000. The home must be the principal residence, the home buyers must not have owned a home within the past five years and the loan must be repaid within 15 years.
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Home Adaptations For Seniors' Independence (HASI)
The Home Adaptations for Seniors’ Independence (HASI) program offers financial assistance for minor home adaptations that will help low-income seniors to perform daily activities in their home independently and safely.
CMHC delivers renovation programs in Prince Edward Island, where the province cost-shares on a 75% federal / 25% provincial basis and in Yukon Territory.
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Home Adaptations For Seniors' Independence
The Home Adaptations for Seniors' Independence program provides funding to homeowners and landlords so that they can make home renovations that will benefit seniors.
Delivered by: Canada Mortgage and Housing Corporation (CMHC)
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Habitat of Humanity Canada
To mobilize volunteers and community partners in building affordable housing and promoting
homeownership as a means to breaking the cycle of poverty.
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Garden Suites In Canada
A garden suite — sometimes called a granny flat — is a self-contained dwelling without a basement. It is installed in the rear or side yard of a lot with an existing, permanent, single-family house.
Usually, garden suites have a kitchen, living area, one or two bedrooms, bathroom and storage space (see Figure 1). Your municipality may have planning or zoning regulations governing garden suites. These regulations can set restrictions, such as distance from the permanent house, parking requirements, how long a garden suite can stay on a lot and the appearance of the garden suite.
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