Tag Archives: Affordable Housing

Forgivable Grants for Thunder bay Home Owners

Affordable Housing

Since 2003 the provincial and federal governments have provided significant investment in new affordable housing programs. Through partnerships with the District of Thunder Bay Social Services Administration Board (TBDSSAB) these programs provide a wide variety of choice:

Forgivable Grants for Thunder bay Home Owners

Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

Forgivable loans to homeowners to repair their homes and bring them up to health and safety standards and improve accessibility for persons with disabilities .Down payment assistance to eligible families that would otherwise not be able to afford home ownership
Capital funding to develop rental at affordable rates Capital funding for essential repairs and renovations that improve the health and safety of residents living in social housing Rent supplements Grants to assist households who are homeless or at risk of homelessness with rent and utility arrears

Forgivable Grants for Thunder bay Home Owners

Forgivable Grants for Thunder bay Home Owners
Forgivable Grants for Thunder bay Home Owners Affordable housing programs that are currently available include: Investment in Affordable Housing (IAH) for Ontario Program

TBDSSAB received $4,487,472 under the Investment in Affordable Housing (IAH) for Ontario Program for the creation and repair of affordable housing over four years beginning in 2011.

Information about the IAH program and how the funds will be spent in the District of Thunder Bay are available below:


Forgivable Grants for Thunder bay Home Owners

Forgivable Grants for Thunder bay Home Owners

Ontario Renovates (previously referred to as Northern Home Repair)

Ontario Renovates is designed to assist low to moderate income homeowners to make urgently needed home repairs to address home health and safety problems or to make modifications to their home to accommodate members with disabilities.

To apply to the Ontario Renovates Program please click the following link to download the application: Ontario Renovates Application.

If you have questions about the program please contact Jennifer Jones, Housing Programs Clerk at 766-2111 (ext. 4091) or via email jennifer.jones@tbdssab.ca.

Forgivable Grants for Thunder bay Home Owners

Please note that in communities with a population of 2,500 or less,
Infinity Property Services is operating an Ontario Renovates Program Forgivable Grants for Thunder bay Home Owners
and currently has funding available.
Their application form can be downloaded from their website at:


We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in rendering legal,accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

Forgivable Grants for Thunder bay Home Owners
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca

Ottawa-Ontario Rooming House Renovation Program

Forgivable loans up to $10,000/room in Ottawa-Ontario Rooming House Renovation Program

Rooming House Renovation Program

The Rooming House Renovation Program falls under the Ontario Renovates Program that is administered by the City’s Housing Services branch (“Housing Services”) and provides limited funding to qualifying landlords for essential repairs and renovations as well funding to modify existing unit(s) or building(s) to make them more accessible and in compliance with the Accessibility for Ontarians with Disabilities Act, 2005.

Ottawa-Ontario Rooming House Renovation Program







Get a latest copy of
Directory of Forgivable real estate grants,
rebates and tax credits at 

Ottawa-Ontario Rooming House Renovation Program Eligibility of applicants

A rooming house property may be eligible for the program if it is:

Located in the City of Ottawa Modest unit relative to community norms in terms of floor space and amenities;
Rent affordability based on 60% of the Average Market Rent (AMR) for Ottawa – (rent table is below (updated yearly by CMHC Rental Market Report));
A rooming house that require essential repairs and/or energy efficiency upgradesA rooming house that require modifications to increase accessibility;
A rooming house that is in good standing with the City of Ottawa (or) actively working towards compliance as determined by the City

Ottawa-Ontario Rooming House Renovation Program Monthly Rent

Unit Type 60% of Average Market Rent
Residential services home/Rooming House Up to $589.20
Examples of essential repairs

Examples of essential repairs include, but are not limited to:

Replacement of windows to energy efficient double pane, low E argon windows;
Roof replacements using attic insulation to a minimum of R40Furnace and/or heating equipment;
Toilet replacement with low-flush or dual-flush toilet (6 litres per flush or less);
Replacement of water heater with an ENERGY STAR qualified instantaneous water heater;
Modifications of kitchen and bathrooms;
Other items will be reviewed and considered that improve the quality of the dwelling for the tenants.
Ottawa-Ontario Rooming House Renovation Program
Examples of accessibility modifications

Examples of acceptable accessibility modifications include, but are not limited to:

Chair and bath lifts;
Counter tops height adjustments;
Cues for doorbells and fire alarms.

Rooming House Renovation Program Scope of funding

The program provides funding in the form of forgivable loans to qualifying landlords:

Forgivable loans up to ten thousand dollars ($10,000) per rooming unit (room) up to a maximum of $100,000 per property;
Total loan is dependent on how many rental units are in the rooming house and the scope of repairs approved by the Housing Services Branch;
The loan will be totally forgiven if rent levels are maintained for the full 15 years as per CMHC Rental Market Report;
1/15 (6.67%) of the total loan will be forgiven each year;
Eligible landlords can only receive one loan per address under this program;
A second mortgage must be registered on the approved property.

Rooming House Renovation Program Duration of program

Housing Services will accept applications until all funds are spent, or until March 31st, 2018, whichever comes first.

Ottawa-Ontario Rooming House Renovation Program Timelines

Once Housing Services has received the application, the applicant will be contacted by a case coordinator from the Affordable Housing Unit. Applicants will also be notified if documents are missing. The full review of the application will include a visual property and building assessment and internal review by city staff. Please note that application review timelines may vary.

Ottawa-Ontario Rooming House Renovation Program Release of funds

Funding will be committed to an approved rental property owner upon signing a Funding Agreement document with Housing Services outlining the total amount funded and the terms and conditions attached to the use and release of funds.

Please note that any repairs and/or energy efficiency upgrades carried out before the loan is approved in writing are not eligible for the program and will not be reimbursed.

Ottawa-Ontario Rooming House Renovation Program Use of funds

Funds awarded can only be used for the purposes outlined in the Funding Agreement with the City of Ottawa’s Housing Services. If the cost of the necessary repairs and/or modifications is more than the maximum amount of the loan provided, you, as the property owner, must cover the additional cost.

Ottawa-Ontario Rooming House Renovation Program Reporting and follow-up

Housing Services will follow up with you on an annual basis for your rent roll to ensure the units within the property remain affordable. If you sell, transfer title or increase the rent beyond the 60% of AMR (updated yearly – CMHC Rental Market Report) within 15 years of receiving a forgivable loan, you will be required to pay all or a portion of the loan back to the City.

How to apply for funding

Print and complete this application form PDF opens in a new tab or window [PDF – 162KB] and provide all necessary documents
Print this checklist PDF opens in a new tab or window
Contact the program at the phone number or email address below to request an application package be mailed to you

All applications with necessary documents must be mailed or delivered to:

City of OttawaHousing Services
Ontario Renovates Program
100 Constellation Drive, 8thFloor West
Ottawa, ON, K2G 6J8

Rooming House Renovation Program Inquiries

For more information about the Ontario Renovates program,
please call our information line at
613-580-2424 ext 12300 or
email Ontariorenovates@ottawa.ca


We believe the information contained in this
article to be accurate.It is presented with the
understanding that we are not engaged in
rendering legal,accounting, or investment advice.
When professional assistance is required,
utilize the services of a licensed real estate
broker, lawyer, accountant,
or other consultant as may be required.

Ottawa-Ontario Rooming House Renovation Program
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca

Secondary Suites In Canada

What are secondary suites?

The term “secondary suite” is generally used to describe a self-contained dwelling unit with its own kitchen and bathroom, which is separate from the principal dwelling in a house. It can be located either within the principal dwelling or in an accessory building on the same lot as the principal dwelling. These units are also known as “accessory apartments” and “in-law suites.”

Continue reading Secondary Suites In Canada