Forgivable loans up to $10,000/room in Ottawa-Ontario Rooming House Renovation Program
Rooming House Renovation Program
The Rooming House Renovation Program falls under the Ontario Renovates Program that is administered by the City’s Housing Services branch (“Housing Services”) and provides limited funding to qualifying landlords for essential repairs and renovations as well funding to modify existing unit(s) or building(s) to make them more accessible and in compliance with the Accessibility for Ontarians with Disabilities Act, 2005.
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Ottawa-Ontario Rooming House Renovation Program Eligibility of applicants
A rooming house property may be eligible for the program if it is:
Located in the City of Ottawa Modest unit relative to community norms in terms of floor space and amenities;
Rent affordability based on 60% of the Average Market Rent (AMR) for Ottawa – (rent table is below (updated yearly by CMHC Rental Market Report));
A rooming house that require essential repairs and/or energy efficiency upgradesA rooming house that require modifications to increase accessibility;
A rooming house that is in good standing with the City of Ottawa (or) actively working towards compliance as determined by the City
Ottawa-Ontario Rooming House Renovation Program Monthly Rent
Unit Type 60% of Average Market Rent
Residential services home/Rooming House Up to $589.20
Examples of essential repairs
Examples of essential repairs include, but are not limited to:
Replacement of windows to energy efficient double pane, low E argon windows;
Roof replacements using attic insulation to a minimum of R40Furnace and/or heating equipment;
Toilet replacement with low-flush or dual-flush toilet (6 litres per flush or less);
Replacement of water heater with an ENERGY STAR qualified instantaneous water heater;
Modifications of kitchen and bathrooms;
Other items will be reviewed and considered that improve the quality of the dwelling for the tenants.
Examples of accessibility modifications
Examples of acceptable accessibility modifications include, but are not limited to:
Chair and bath lifts;
Counter tops height adjustments;
Cues for doorbells and fire alarms.
Rooming House Renovation Program Scope of funding
The program provides funding in the form of forgivable loans to qualifying landlords:
Forgivable loans up to ten thousand dollars ($10,000) per rooming unit (room) up to a maximum of $100,000 per property;
Total loan is dependent on how many rental units are in the rooming house and the scope of repairs approved by the Housing Services Branch;
The loan will be totally forgiven if rent levels are maintained for the full 15 years as per CMHC Rental Market Report;
1/15 (6.67%) of the total loan will be forgiven each year;
Eligible landlords can only receive one loan per address under this program;
A second mortgage must be registered on the approved property.
Rooming House Renovation Program Duration of program
Housing Services will accept applications until all funds are spent, or until March 31st, 2018, whichever comes first.
Ottawa-Ontario Rooming House Renovation Program Timelines
Once Housing Services has received the application, the applicant will be contacted by a case coordinator from the Affordable Housing Unit. Applicants will also be notified if documents are missing. The full review of the application will include a visual property and building assessment and internal review by city staff. Please note that application review timelines may vary.
Ottawa-Ontario Rooming House Renovation Program Release of funds
Funding will be committed to an approved rental property owner upon signing a Funding Agreement document with Housing Services outlining the total amount funded and the terms and conditions attached to the use and release of funds.
Please note that any repairs and/or energy efficiency upgrades carried out before the loan is approved in writing are not eligible for the program and will not be reimbursed.
Ottawa-Ontario Rooming House Renovation Program Use of funds
Funds awarded can only be used for the purposes outlined in the Funding Agreement with the City of Ottawa’s Housing Services. If the cost of the necessary repairs and/or modifications is more than the maximum amount of the loan provided, you, as the property owner, must cover the additional cost.
Ottawa-Ontario Rooming House Renovation Program Reporting and follow-up
Housing Services will follow up with you on an annual basis for your rent roll to ensure the units within the property remain affordable. If you sell, transfer title or increase the rent beyond the 60% of AMR (updated yearly – CMHC Rental Market Report) within 15 years of receiving a forgivable loan, you will be required to pay all or a portion of the loan back to the City.
How to apply for funding
Print and complete this application form PDF opens in a new tab or window [PDF – 162KB] and provide all necessary documents
Print this checklist PDF opens in a new tab or window
Contact the program at the phone number or email address below to request an application package be mailed to you
All applications with necessary documents must be mailed or delivered to:
City of OttawaHousing Services
Ontario Renovates Program
100 Constellation Drive, 8thFloor West
Ottawa, ON, K2G 6J8
Rooming House Renovation Program Inquiries
For more information about the Ontario Renovates program,
please call our information line at
613-580-2424 ext 12300 or
We believe the information contained in this
article to be accurate.It is presented with the
understanding that we are not engaged in
rendering legal,accounting, or investment advice.
When professional assistance is required,
utilize the services of a licensed real estate
broker, lawyer, accountant,
or other consultant as may be required.
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