City of Peterborough Home ownership Assistance Loan Program 2017

City of Peterborough
Home ownership Assistance Loan Program 2017

Starts April 3, 2017

 

 

 

 

 

 

 

 


The City of Peterborough is offering a
$15,000 loan to assist with a down payment

. The eligibility criteria for this Program include, but are not limited to, the following:

Applicants:

Are currently renting (as defined by the Residential Tenancies Act,2006);

Do not presently own a home or property;

Do not owe money to a social housing landlord;

Have a gross annual household income up to $78,400;

Will use the purchased home as the sole and principal residence;

Qualify for a mortgage from a qualified lender; and

Are at least 18 years old.

The Home:

Is purchased for $300,000 or less;

Is a single detached, semi-detached, townhouse, row, or apartment unit
(freehold or condominium);

Is inspected by a professional home inspector (resale homes); or

Is covered under the Ontario New Home Warranty Program (new homes);

Is located in the City or County of Peterborough; and

Is of a modest size (approx. 1100 sq. ft for a 3 bedroom home).

[b]Application Process:[/b]

Step 1

Household eligibility approval

Mortgage pre-approved by qualified lender

Homeownership Education complete

Step 2

Requires signed-back Agreement of Purchase and Sale dated at least 5days
later then the date of your Step 1 Eligibility Approval Letter and with a
minimum of 30 days notice of the closing date

Signed-back Loan Agreement to receive loan upon closing

Other Key Points:

The loan is forgiven if the home
is the sole and principal residence for 20 years, but is otherwise repayable.

The loan is registered on title as a second mortgage on closing.

Canada Mortgage and Housing Corporation (CMHC) mortgage insurance treats the
$15,000 loan as equity.

Additional funds may be available to
applicants moving out of social housing.

Household assets, including any gifting amounts from
friends or family, savings, GICs etc. cannot exceed $15,000.

RRSPs do count towards personal assets
if they can be accessed for home
purchases as per Canada Revenue Agency guidelines.

The loan amount may be decreased if
$15,000 is greater than 10% of the purchase price.

Loans will be offered, subject to availability, on a first-come, first-serve basis.

The Program ends when funding has been allocated or December 1, 2017

Peterborough Renovates Program (PRP)

Peterborough Renovates Program (PRP)


 

 

 

 

 

 

 

 

 


The Peterborough Renovates
Program (PRP) is a home repair
program.
It helps low to moderate
income homeowners afford home
necessary repairs and upgrades.
This can include energy and
accessibility work.

Funding comes from the federal
and provincial governments.
The
whole program is called the
Investment in Affordable Housing
program.
The City of Peterborough has a
contract with Habitat for Humanity
to delivery PRP.
This means that
staff at the Habitat office handle all
applications and questions.

Yes, funding is limited.
Funding is provided to
qualifying applicants on a
first-come, first-served basis.
When funding has been used for
the current year, applicants may
be placed on a wait list.

This program can help
homeowners in both the City
and County of Peterborough.

You must meet all program
requirements to be an eligible
applicant.

There are
household income
and house value limits.

Applications will be processed
as funding is available each year.

PRP may be expanded to
include a component for
multi-unit residential projects in
the future. This is at the
discretion of the City.

Repairs and upgrades that may be
eligible under this program include:

Fire and life safety related

Foundation and structural

Heating and ventilation systems

Insulation

Windows and exterior doors

Roofs and eaves

Septic systems

Water supply systems

Electrical / plumbing

Accessibility related
The Program Guidelines
lists the types of eligible repairs.
Security type upgrades are included
in the program.

A household can receive no more
than $25,000 through PRP.
This could include a grant for up to
$5,000 for accessibility work.

The applicant must pay for any
costs greater than the approved
project amount

These loans are “forgiveable” with
a term of 10 years.

“Forgiveable” means that you do
not need to pay anything as long
as you continue to meet the terms
in your loan agreement.
All loans will be registered as either
a Mortgage or a Notice on Title.

Contact
Habitat for Humanity
Peterborough & Kawartha
Region for an application. Habitat
is the delivery agent for PRP.
This means they handle all
applications for the program.

Phone:
705-750-1456 or 1-855-750-1456

Email: louise@habitatpkr.ca

Check out the website for more
information:
www.habitatpeterborough.ca/peterborough-renovates

Their office hours are Monday to
Friday from 9:00a.m. to 4:00p.m.

Sale of land by Public Tender, Village of Consort – Alberta

Jun 9,2017 Alberta Public Sale of Land Village of Consort
Public Sale of Land Alberta Canada
Municipal Government Act Alberta Canada
Village of Consort

Notice is hereby given that, under the provisions of the Municipal Government Act,
the Village of Consort will offer for sale, by public auction, in the Village Office, at
4901 50th Avenue, Consort, Alberta, on Friday, June 9, 2017, at 10:00 a.m., the
following lands:

Plan
Block
Lot
Linc #
Title #

1589HW
15
28
0012595445
092347757
387AJ
7
24-27
0021101894
162090246
387AJ

28
0020382073
062297867+2

Each parcel will be offered for sale, subject to a reserve bid and to the reservations
and conditions contained in the existing certificate of title.

The Village of Consort may, after the public auction, become owner of any parcel of
land not sold at the public auction.

Terms: 10% down non-refundable and balance in 30 days; Cash or Certified Cheque
GST will apply on lands sold at the Public Auction.

Redemption may be effected by payment of all arrears of taxes and costs at any time
prior to the sale.

Dated at Consort, Alberta, March 14, 2017.
Monique Jeffrey, CAO Village of Consort.

DISCLAIMER

We believe the information contained in this article to be accurate.
It is presented with the understanding that we are not engaged in rendering legal,
accounting, or investment advice. When professional assistance is required,
utilize the services of a licensed real estate broker, lawyer, accountant,
or other consultant as may be required.

 

 

 

 

 

 


Flipping for instant profit LIVE Real Estate Crash Course/Seminar
Reserve your seat now at
www.Flipping4Profit.ca

Sale of Land by Public Tender, Land Forestburg – Alberta

May 16,2017 Alberta Public Sale of Land Forestburg
Public Sale of Land Alberta Canada
Municipal Government Act Alberta Canada
Village of Forestburg

Notice is hereby given that under the provisions of the Municipal Government Act,
the Village of Forestburg will offer for sale, by public auction, in the Village of
Forestburg Council Chambers, 4902 – 50 Street, Forestburg, Alberta, on Tuesday,
May 16, 2017,
at 10:00 a.m., the following land:

C of T
Lot
Block
Plan
Roll #

012 407 711
6
2
3012BO
190.000

The parcel will be offered for sale, subject to a reserve bid and to the reservations and
conditions contained in the existing certificate of title.

The Land is being offered for sale on an "as is, where is" basis, and Village of
Forestburg makes no representation and gives no warranties whatsoever as to the
adequacy of services, soil conditions, land use districting, building and development
conditions, absence or presence of environmental contamination, or the development
ability of the subject land for any intended use by the purchaser.

No bid will be accepted where the bidder attempts to attach conditions precedent to
the sale of the parcel. No terms and conditions will be considered other than those
specified by the Village of Forestburg.

Terms: Cash, Certified Cheque or Bank Draft. 10% non-refundable deposit on the
day of the sale and balance due within 24 hours of the Public Auction. GST will
apply if applicable.

The Village of Forestburg may, after the public auction, become the owner of any
parcel of land not sold at the public auction.

Redemption may be effected by payment of all arrears of taxes and costs at any time
prior to the sale.

Dated at Village of Forestburg, Alberta, March 17, 2017.
Debra A. Moffatt, CAO.

DISCLAIMER

We believe the information contained in this article to be accurate.
It is presented with the understanding that we are not engaged in rendering legal,
accounting, or investment advice. When professional assistance is required,
utilize the services of a licensed real estate broker, lawyer, accountant,
or other consultant as may be required.

 

 

 

 

 

 

 


Flipping for instant profit LIVE Real Estate Crash Course/Seminar
Reserve your seat now at
www.Flipping4Profit.ca

Sale of land by Public Tender, Township of Sioux Narrows-Nestor Falls – Ontario

municipal act, 2001
Apr 26,2017 Ontario Tax Sale properties Township of Sioux Narrows-Nestor Falls
sale of land by public tender

The Corporation of the Township of Sioux Narrows-Nestor Falls


take notice that tenders are invited for the purchase of the land(s) described below and will be received until 3:00 p.m. local time on April 26, 2017, at the Municipal Office, 5521 Highway 71, Sioux Narrows Ontario.

The tenders will then be opened in public on the same day as soon as possible after 3:00 p.m. at the Municipal Office, 5521 Highway 71, Sioux Narrows.

Description of Land(s):

Roll No. 60 08 110 001 39000 0000; 2 Sabaskong Bay Island 49, Nestor Falls; PIN 42150-1314(LT); Parcel 27214 Section DKF; Summer Resort Location HA183 Unsurveyed Territory; Being Island G1994 Unsurveyed Territory in Sabaskong Bay of Lake of the Woods lying above the high water mark; Subject to the right to flood and overflow the said lands without compensation to contour elevation 1064 feet above mean sea level; Sioux Narrows-Nestor Falls. File No. 15-07

Minimum Tender Amount:$27,694.98

Tenders must be submitted in the prescribed form and must be accompanied by a deposit in the form of a money order or of a bank draft or cheque certified by a bank or trust corporation payable to the municipality and representing at least 20 per cent of the tender amount.

Except as follows, the municipality makes no representation regarding the title to or any other matters relating to the land(s) to be sold. Responsibility for ascertaining these matters rests with the potential purchasers.

This sale is governed by the Municipal Act, 2001 and the Municipal Tax Sales Rules made under that Act. The successful purchaser will be required to pay the amount tendered plus accumulated taxes, HST if applicable and the relevant land transfer tax.

The municipality has no obligation to provide vacant possession to the successful purchaser.

For further information regarding this sale and a copy of the prescribed form of tender contact:

Maureen Hanson
Treasurer/Tax Collector
The Corporation of the Township of Sioux Narrows-Nestor Falls
5521 Highway 71
P.O. Box 417
Sioux Narrows ON P0X 1N0
807-226-5241 Ext. 202
mhanson@snnf.ca
http://www.snnf.ca

DISCLAIMER

We believe the information contained in this article to be accurate. It is presented with the understanding that we are not engaged in rendering legal, accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

 

 

 

 

 

Flipping for instant profit LIVE real estate training seminar
Reserve your seat now at
www.Flipping4Profit.ca

Sale of Land by Public Tender, Township of Gillies – Ontario

municipal act, 2001
Apr 27,2017 Ontario Tax Sale properties Township of Gillies
sale of land by public tender

The Corporation of the Township of Gillies


take notice that tenders are invited for the purchase of the land described below and will be received until 3:00 p.m. local time on April 27, 2017, at the Township of Gillies Municipal Office, 1092 Hwy. 595, Kakabeka Falls Ontario.

The tenders will then be opened in public on the same day as soon as possible after 3:00 p.m. at the Municipal Office, 1092 Hwy. 595, Kakabeka Falls.

Description of Land(s):

Roll No. 58 12 000 000 26100 0000; 20 Main St., Kakabeka Falls; PIN 62284-0381 (LT); Parcel 758 Section DFWF; Lot 29 Plan WM17 Gillies S/T, if enforceable, execution T1482, 166320; Gillies; File No. 15-02

Minimum Tender Amount:$9,145.92

Tenders must be submitted in the prescribed form and must be accompanied by a deposit in the form of a money order or of a bank draft or cheque certified by a bank or trust corporation payable to the municipality and representing at least 20 per cent of the tender amount.

Except as follows, the municipality makes no representation regarding the title to the land to be sold, interests of the crown that continue to encumber the land after the registration of the tax deed, or any other matters relating to the lands to be sold. Responsibility for ascertaining these matters rests with the potential purchasers.

This sale is governed by the Municipal Act, 2001 and the Municipal Tax Sales Rules made under that Act. The successful purchaser will be required to pay the amount tendered plus accumulated taxes, HST if applicable and the relevant land transfer tax.

The municipality has no obligation to provide vacant possession to the successful purchaser.

For further information regarding this sale and a copy of the prescribed form of tender contact:

Shara Lavallee
Clerk
The Corporation of the Township of Gillies
R.R. #1, 1092 Hwy. 595
Kakabeka Falls ON P0T 1W0
807-475-3185
gillies@tbaytel.net

DISCLAIMER

We believe the information contained in this article to be accurate. It is presented with the understanding that we are not engaged in rendering legal, accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

 

 

 

 

 

 


Flipping for instant profit LIVE real estate training seminar
Reserve your seat now at
www.Flipping4Profit.ca

Sale of Land by Public Tender, Minto – Ontario

municipal act, 2001
Apr 27,2017 Ontario Tax Sale properties Town of Minto
sale of land by public tender

The Corporation of the Town of Minto


take notice that tenders are invited for the purchase of the lands described below and will be received until 3:00 p.m. local time on April 27, 2017, at the Town of Minto Municipal Office, 5941 Highway #89, Harriston Ontario.

The tenders will then be opened in public on the same day as soon as possible after 3:00 p.m. in the Town of Minto Council Chambers, 5941 Highway #89, Harriston.

Description of Land(s):

Roll No. 23 41 000 011 11200 0000; 230 Dufferin Street, Palmerston; PIN 71034-0006(LT); Part Lot 145 Fuller & Watson’s Survey Palmerston as in RO697010; Minto; File No. 15-10

Minimum Tender Amount:$17,997.66

Roll No. 23 41 000 013 10205 0000; William St, Palmerston; PIN 71035-0376(R); LOT 10 W/S William Morison’s Survey Palmerston; Minto; File No. 15-11

Minimum Tender Amount:$10,472.45

Tenders must be submitted in the prescribed form and must be accompanied by a deposit in the form of a money order or of a bank draft or cheque certified by a bank or trust corporation payable to the municipality and representing at least 20 per cent of the tender amount.

Except as follows, the municipality makes no representation regarding the title to or any other matters relating to the lands to be sold. Responsibility for ascertaining these matters rests with the potential purchasers.

This sale is governed by the Municipal Act, 2001 and the Municipal Tax Sales Rules made under that Act. The successful purchaser will be required to pay the amount tendered plus accumulated taxes, HST if applicable and the relevant land transfer tax.

The municipality has no obligation to provide vacant possession to the successful purchaser.

For further information regarding this sale and a copy of the prescribed form of tender contact:

Janet Klemp, AMCT
Tax Collector
The Corporation of the Town of Minto
5941 Highway #89
R.R. #1
Harriston ON N0G 1Z0
519-338-2511 Ext. 233
janet@town.minto.on.ca

DISCLAIMER

We believe the information contained in this article to be accurate. It is presented with the understanding that we are not engaged in rendering legal, accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

 

 

 

 

 

 


Flipping for instant profit LIVE real estate training seminar
Reserve your seat now at
www.Flipping4Profit.ca

Sale of Land by Public Tender, Smooth Rock Falls – Ontario

municipal act, 2001
Apr 20,2017 Ontario Tax Sale properties Smooth Rock Falls
sale of land by public tender

The Corporation of the Town of Smooth Rock Falls


take notice that tenders are invited for the purchase of the land(s) described below and will be received until 3:00 p.m. local time on Thursday, April 20th, 2017 at the Smooth Rock Falls Town Hall, 142 First Avenue, P.O. Box 249, Smooth Rock Falls, Ontario P0L 2B0.

The tenders will then be opened in public on the same day as soon as possible after 3:00 p.m. at the Smooth Rock Falls Town Hall, 142 First Avenue, Smooth Rock Falls, Ontario.

Description of Land(s):

1. Parcel 4051 in the register for North East Cochrane, being Lot 40 on Plan M161C Kendrey, in the Town of Smooth Rock Falls; PIN #65197-0076
Roll No. 5648-000-001-12400-0000

23 Sixth Avenue West

Minimum Tender Amount:$12,036.74

1. Parcel 5312 in the register for North East Cochrane, being Lot 15-16 on Plan M187C Kendrey, in the Town of Smooth Rock Falls; PIN #65197-0782
Roll No. 5648-000-003-03200-0000

7-9 Dupont Street

Minimum Tender Amount:$12,929.98

Tenders must be submitted in the prescribed form and must be accompanied by a deposit in the form of a money order or of a bank draft or cheque certified by a bank or trust corporation payable to the municipality and representing at least 20 per cent of the tender amount.

Except as follows, the municipality makes no representation regarding the title to or any other matters relating to the land to be sold. Responsibility for ascertaining these matters rests with the potential purchasers.

This sale is governed by the Municipal Act, 2001 and the Municipal Tax Sales Rules made under that Act. The successful purchaser will be required to pay the amount tendered plus accumulated taxes and the relevant land transfer tax.

The municipality has no obligation to provide vacant possession to the successful purchaser.

For further information regarding this sale and a copy of the prescribed form of tender contact:

Yvan Marchand,
Treasurer
The Corporation of the Town of Smooth Rock Falls
142 First Avenue
P.O. Box 249
Smooth Rock Falls, Ontario P0L 2B0
Tel: 705-338-2717 Ext: 2
Fax: 705-338-2584

DISCLAIMER

We believe the information contained in this article to be accurate. It is presented with the understanding that we are not engaged in rendering legal, accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

 

 

 

 

 

Flipping for instant profit LIVE real estate training seminar
Reserve your seat now at
www.Flipping4Profit.ca

Sale of Land by Public Tender, City of Guelph – Ontario

municipal act, 2001
Apr 27,2017 Ontario Tax Sale properties City of Guelph
sale of land by public tender

The Corporation of the City of Guelph


take notice that tenders are invited for the purchase of the lands described below and will be received until 3:00 p.m. local time on April 27, 2017, at the Guelph City Hall, 1 Carden St., Guelph Ontario.

The tenders will then be opened in public on the same day as soon as possible after 3:00 p.m. at the Guelph City Hall, 1 Carden St., Guelph.

Description of Land(s):

Roll No. 23 08 040 007 25700 0000; PIN 71359-0131(LT); Part Lots 2 & 3, Plan 169 designated Parts 3, 4 & 5, Plan 61R9841; Guelph; T/W easement over Part 2, Plan 61R9841 as in WC79376; S/T easement over Part 3, 61R9841 in favour of Parts 1 & 2, 61R9841 as in WC79376; S/T easement over Part 4, 61R9841 in favour of Parts 1 & 2, 61R9841 as in WC79376; S/T easement over Parts 3 & 4, 61R9841 in favour of Part Lots 5 & 6, Plan 169 designated Part 4, 61R9980 & Part Lots 4 & 5, Plan 169 designated Part 6, 61R9980 and Part Lots 4, 5, 6 & 7, Plan 169 designated Part 2 61R9980 as in WC302346; File No. 15-30

Minimum Tender Amount:$10,422.33

Roll No. 23 08 010 006 18800 0000; PIN 71333-0070(LT); Part Lot 4, Range 2, Division F, Township of Guelph as in CS47297; Guelph; File No. 15-50

Minimum Tender Amount:$8,455.83

Tenders must be submitted in the prescribed form and must be accompanied by a deposit in the form of a money order or of a bank draft or cheque certified by a bank or trust corporation payable to the municipality and representing at least 20 per cent of the tender amount.

Except as follows, the municipality makes no representation regarding the title to, road access, or any other matters relating to the lands to be sold. Responsibility for ascertaining these matters rests with the potential purchasers.

This sale is governed by the Municipal Act, 2001 and the Municipal Tax Sales Rules made under that Act. The successful purchaser will be required to pay the amount tendered plus accumulated taxes, HST if applicable and the relevant land transfer tax.

The municipality has no obligation to provide vacant possession to the successful purchaser.

For further information regarding this sale and a copy of the prescribed form of tender contact:

Gregory Bedard
Supervisor, Property Tax
The Corporation of the City of Guelph
City Hall, 1 Carden St.
Guelph ON N1H 3A1
519-822-1260 x 3473
gregory.bedard@guelph.ca

DISCLAIMER

We believe the information contained in this article to be accurate. It is presented with the understanding that we are not engaged in rendering legal, accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

 

 

 

 

 

Flipping for instant profit LIVE real estate training seminar
Reserve your seat now at
www.Flipping4Profit.ca

Sale of Land by Public Tender, Perth – Ontario

municipal act, 2001
May 4,,2017 Ontario Tax Sale properties Town of Perth
sale of land by public tender

The Corporation of the Town of Perth


take notice that tenders are invited for the purchase of the land described below and will be received until 4:00 p.m. local time on May 4, 2017 at the Municipal Offices of The Corporation of the Town of Perth situated at 80 Gore Street East, Perth, Ontario K7H 1H9.

The tenders will then be opened in public on the same day at 4:15 p.m. at the Municipal Offices of The Corporation of the Town of Perth situated at 80 Gore Street East, Perth, Ontario K7H 1H9.

Description of Land(s):

1. pt lt 11 village of carolina pl 8828 lanark s drummond as in rs47459; perth
PIN 05177-0002 (LT)

Minimum Tender Amount:$17,921.02

2. pt se ½ lt 5 s/s robinson st pl 8828 lanark s drummon as in rs30647; perth
PIN 05181-0109 (LT)

Last Transfer: LC126331

Minimum Tender Amount:$13,207.36

Tenders must be submitted in the prescribed form and must be accompanied by a deposit in the form of a money order or of a bank draft or cheque certified by a bank or trust corporation payable to “Barker Willson Professional Corporation, in Trust” and representing at least 20 per cent of the tender amount.

Except as follows, the municipality makes no representation regarding the title to or any other matters relating to the land to be sold. Responsibility for ascertaining these matters rests with the potential purchasers.

This sale is governed by the Municipal Act, 2001 and the Municipal Tax Sales Rules made under that Act. The successful purchaser will be required to pay the amount tendered plus accumulated taxes and the relevant land transfer tax.

The municipality has no obligation to provide vacant possession to the successful purchaser.

For further information regarding this sale and a copy of the prescribed form of tender contact:

David G. Heeley
Barker Willson Professional Corporation
31 Foster Street
Perth, Ontario K7H 1R8
613-267-2800 x113

DISCLAIMER

We believe the information contained in this article to be accurate. It is presented with the understanding that we are not engaged in rendering legal, accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

 

 

 

 

Flipping for instant profit LIVE real estate training seminar
Reserve your seat now at
www.Flipping4Profit.ca