TFSA limit stays at $7,000 for 2026
Max possible TFSA room: $109,000 in 2026
Full room requires residency before 2010, birth in 1990 or earlier, no contributions or withdrawals
CRA portal TFSA room may be outdated; track contributions and withdrawals yourself
TFSA suits long-term growth; low-cost ETFs like BMO Growth ETF suggested
