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Can closing costs really exceed $90,000 when buying a home in Canada? In some cases, yes—especially for high-value properties or purchases involving substantial land transfer taxes, GST/HST, legal fees, and closing adjustments. This carousel breaks down the main expenses, explains why provincial and municipal rules matter, and highlights rebates that may reduce the total for eligible buyers. Before making an offer, request a detailed estimate from your lawyer or mortgage professional and keep extra funds available for adjustments and unexpected costs.

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