Canadian Real Estate Investment Strategies Apprenticeship (CREISA)

Canadian Real Estate Investment Strategies Apprenticeship (CREISA)

Canadian Real Estate Investment Strategies Apprenticeship (CREISA) is two  day intensive program where each apprentice whether being a novice or a seasonal investor will learn the fundamentals of investing in real estate with minimum liability and maximum profitability.

Canadian Real Estate Investment Strategies Apprenticeship (CREISA) is designed with the combined experience of 70 years of real estate investing where you will learn over 30 different strategies/techniques, and over 6 no money down secrets through a hands-on, in the trenches approach to learning. It is proven that the best way of learning is not by reading, or by the audio/video but through hands-on training where one can retain up to 90% of the information.

Canadian Real Estate Investment Strategies Apprenticeship (CREISA) will begin by teaching you the basics to very sophisticated investing tools and techniques which can empower you to start making money up front instead of by using the conventional way which involves risks and opens you to be subject to the ups and downs of the market.

We have taken out the words speculation, gambling, and risk completely from this apprenticeship, and provide a positive, optimistic and legal way to make large income.

What would you learn at Canadian Real Estate Investment Strategies
Apprenticeship (CREISA)

  • Top 30 Canadian real estate investment strategies
  • Top 10 Canadian tax savings techniques for real estate investors
  • Top 5 Canadian forgivable grants for Canadian real estate
  • Top 10 sources where Canadian panic sellers call you to sell their property at a discount.
  • Top 10 sources for finding deep discounted Canadian real estate deals
  • Marketing on steroids automatic lead generator
  • Over 50 steps of Due Diligence
  • How to make an instant profit now and passive income for life
  • Creative financing with no credit, no job and no money down
  • Setting up your Canadian real estate investment business
  • How to find top Canadian real estate professionals

The Non-Requirements for Canadian Real Estate Investment Strategies Apprenticeship (CREISA).

For you to attend the Canadian Real Estate Investment Strategies Apprenticeship (CREISA) you DO NOT need to have:

  • Good credit.
  • A full time job.
  • Large capital.
  • Any qualifications or educational background

All you need is the determination and desire to learn and achieve your goals. You will start using the knowledge you have obtained in this apprenticeship the minute you step out of the room.

Once you finish the apprenticeship, networking and support will be provided to you to ensure your continued success. We already have an exclusive network of over 17,000+ Canadian Real estate investors from coast to coast which will be at your disposal.

To receive more information on future real estate events, please fill out this form and submit it. Upon submission, you would receive an email and would be asked to confirm your email address. Also, add nav4164097300@gmail.com to your address book in order to receive future updates.



How will this Canadian Real Estate Investment Strategies Apprenticeship (CREISA) Benefit me?

There will be networking meetings held to enhance your acquired skills and knowledge.

During the Canadian Real Estate Investment Strategies Apprenticeship (CREISA), there will be no case studies instead, there will be calls coming from panic property sellers where you will learn how to handle the calls, write up an offer and complete the transactions professionally.

This is the most powerful real estate investors training/seminar /boot camp/apprenticeship where you will be armed with education, knowledge and networking abilities.

Pay FULL tuition fee and receive the following at no charge

  1. We will provide you deep discounted Canadian real estate leads for 60 days ( value $1998)
  2. 10 days of email support (Value $1998)
  3. Homework-Marketing on steroids, preparation for apprenticeship (value $1998)
  4. One hour consulting with Canadian real estate Expert Mentor  (Value $1998)
  5. Eye witness, boots on the ground field LIVE training (value $1998)
  6. Two days of high-value intensive training LIVE over 30 strategies ( value $9998)

Date: July 27-28th, 2019 Saturday & Sunday SOLD OUT

Dec 14th-15th, 2019 Saturday & Sunday

Time: 8:30 am – 10:45 pm

Venue: Toronto-Ontario, Canada

This is the most powerful real estate investors training/seminar /boot camp/apprenticeship where you will be armed with education, knowledge and networking abilities. For more information about this apprenticeship and upcoming times and locations, send us an email at nav4164097300@gmail.com or call Pam at 1-647-393-6100

Dates: Please call 1-416-409-7300

Total Value $19,900.00

SPECIAL  = $4998.00 plus taxes

To Register, $999.99 non-refundable deposit required
20, 10 seats available. Would you like to add your name to the waiting list?
Learn More to Earn More..
Reserve your seat now for next apprenticeship 
Deposit $999.99 only!

Reserve your seat now!

Trainers for apprenticeship

Brian Madigan LL.B.

Canadian Real Estate litigation adviser, mediator, arbitrator and trainer.

• Practiced law in Canada for  more than 25 years, over 1,000 court appearances, published over 1,200 articles on Canadian Real Estate
• Appears in court as a Canadian Real Estate Expert
• Over 5,000  Canadian Real Estate transactions
• Speaker, Canadian Bar Association; Lecturer, Law Society of Upper Canada; Instructor Bar Admission Course, Instructor for World Wealth Builders, Flipping4Profit.ca and Professional Real Estate Investors Group(PREIG)  Canada.

Speaker, Canadian Bar Association; Lecturer, Law Society of Upper Canada; Instructor for Bar Admission Course, Instructor for World Wealth Builders and Professional Real Estate Investors Group(PREIG)  Canada and Flipping4Profit.ca

Navtaj Chandhoke

Canadian Real Estate investor since 1981, author, master trainer & keynote speaker

Founder: Canada’s largest REI Club preigCanada.com

Coaching and training investors since 1993

Commended by RCMP & various organizations

Guest Speaker at University of Toronto

Field training in

BC Supreme court-Vancouver-BC

Nova Scotia Supreme court-Halifax-NS

Alberta Supreme Court-Calgary-AB

The superior court of Justice-Toronto-Ont

Economic Development Officers-Cities

Shared Stage with Canada’s RE tycoons, Mr. Wonderful Kevin O’Leary (CBC Dragons Den), Jay Abraham, Stephen Young (Former CFL)

Empowered over 500,000+ Canadians real estate investors since 1993.

Navtaj Chandhoke

P.S. Take Action now to attend the eye-opening Canadian real estate investment crash course seminar and walk away with confidence, knowledge, and specific “action ideas” that can help you achieve your dreams and leave the rat race behind.

P.S.2 Successful people don’t hesitate. They spot a great opportunity and swiftly seize it. So get off the fence, stand up for the life you know you deserve and take some action…So go ahead and snap up one or two spots for apprenticeship.

Empowering Canadian Real Estate Investors since 1993

We are also Canadian private hard money lenders. We can offer you multiple solutions to resolve any situation. We can also do short term small private mortgage if required.

We can HELP !! We also BUY HOUSES. Please call:

 

P.S. Success isn’t a matter of chance, it’s a matter of choice. So it’s up to you to make the right choice to become successful. If you don’t know what to do it starts with making the choice to register for this LIVE real estate investors training in your town now and making sure you make the right choice to SHOW UP!!! Learn more to earn more!

Are you a Canadian real estate Investor? Join Canada’s largest real estate investors club now.

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Top 10 panic motivated home sellers

Top 10 panic motivated home sellers are looking for fast exit. They are not looking for market value to sell.They want cash now.

Being a Canadian real estate investor we need to find motivated Canadian home sellers.  A homeowner becomes a motivated seller due to circumstances that are beyond their control.

In Canada . it is very hard to predict the situation of their job, their marriage and the weather. Since we have a very high rate of divorces, people need to sell their matrimonial home in a hurry.  At times it is a very messy situation and none of the partners care about the money, all they want to do is punish each other.  A true motivated panic seller is looking for a fast exit in their situation. The number one requirement is cash.

Top 10 panic motivated home sellers

The most dreaded requirements are the lack of time and cash, which are working against the panic home seller. This does not leave many options, they must sell their home no matter what.  At this point the price is irrelevant, it’s just like a fire sale. They need to exit, they need to get out of the situation even if they have to take a fall or a loss by selling their house.

 Here are the top 10 panic motivated home sellers  list.

The top 10 panic motivated sellers are in need of help.

  1. Eviction:

    Eviction is when a homeowner is asked to leave or is being evicted by the sheriff for the non-payment of mortgage payments. This is where the lender or the bank repossess the property. At that time the homeowner is in a panicked situation and looking for a quick solution. At this time the banks, mortgage brokers, and realtors cannot help them. The only person who can help them are Canadian professional angel investors who know how to deal with this type of situation. When a family is being evicted they need to move into a new place without their belongings. When an eviction takes place in Canada their pets are taken away by the humane society of Canada. Usually the family becomes homeless and they are only allowed to carry very few items. The rest of their belongings can be obtained by giving a 24 hour notice.

  2. Foreclosure/Power of Sale:

In Canada we have 2 different systems to foreclose a property. In each province the laws are different even though they are all regulated by the Interest Act. A foreclosure or Power of Sale process gets started once a homeowner is more than 15 days behind their payment. In certain provinces the bank or lender do not have to go to court to start the process.

Top 10 panic motivated home sellers

In other provinces everything is a judicial process which means everything has to be processed through the provincial superior courts. One of the nastiest letters a homeowner can receive is a demand letter. This is a letter that tells the homeowner to pay up or they can be sued in a court of law. At this time the homeowner can become a very highly motivate panic home seller.

  1. Writ of seizure:

Writ of seizure is a civil enforcement directed by the courts. The ownership is seized by the sheriff and the property will be auctioned off to pay off the debtors. The whole process begins when a homeowner is unable to pay his creditor. They get a judgment from a court and the judgment is imposed by a sheriff or a bailiff. This creates a very panicked situation for the homeowner, where other creditors also become alarmed of the situation.

  1. Tax Liens:

In Canada the law states very clearly if you do not pay property taxes your house can be sold for the amount of taxes owing. In each province the laws may be a bit different but have the same implementation. Generally speaking a homeowner who is behind 3 years of property taxes will have their home sold by the city to recover taxes owing.

Top 10 panic motivated home sellers

In some provinces they can sell for only the taxes owed, compared to others where they are seeking current market value. Once a homeowner receives a notice that their house will be sold by an auction or a tender, they hit the panic button.

  1. Inheritance Property:

Since the baby boomers are becoming seniors now, upon their death the properties are merely inherited by the next of kin (children or grandchildren). They have to go through the probate process in each province under the Canada Revenue Agency (taxman). The capital gain which can be a huge sum of money has to be paid to the taxman. When somebody inherits a property they also become aware that they must pay a huge amount of taxes. Since they may not have enough cash to pay the taxes, the inherited owner becomes a panic seller.

  1. Drugs:

Alcohol, gambling, and drugs are becoming quite the norm in Canada. As a matter of fact Canada is going to legalize smoking Marijuana as of July 1 2018. Now these drug users become addicted, which sometimes requires cash. Even drug dealers, when caught, end up losing all their properties to the police or to the taxman. Grow-op houses as well as meth labs are also becoming a huge issue in Canadian real estate, these are stigmatized properties. The current owner or concerned authority sells these properties pennies on a dollar.

  1. Economic Cycle:

In Canada we have Real Estate Booms and Busts. A lot of Canadian get into the habit of speculation and gambling instead of being an investor. When the market turns they want to get rid of all their properties and they become super motivated panic sellers. Recently in Toronto after April 20 2017 an average detached house dropped by over $100,000 in value a month. From April to August, these properties lost an average value of $388,000. Some home buyers and sellers get caught during the transition, now they become super motivated panic sellers. They have the option of taking the loss of filing bankruptcy.

  1. Tired Landlords:

When the Real Estate Market goes up everyone wants to become a real estate investor. Little do they know how difficult it is to become a good landlord. Once they come across a tenant from hell or the market takes a turn they do not want to be a part of real estate. At the same time people who own real estate for a long time become exhausted due to management, maintenance, and the laws. One of the biggest issues they face is the Capital gains. Professional real estate investors have a perfect solutions for these panicked home sellers who are becoming tired.

  1. Ugly Homes:

An average house in Canada requires minimum 1% of its value to maintain it to current standards. Roof, windows, kitchens, washrooms, floorings, and furnace have a lifetime of 10-15 years. To replace them requires a fairly good chunk of money. Since 2/3rd of Canadians live paycheck to paycheck, they tend to ignore or forget about maintenance altogether. These properties become outdated and require serious renovation to bring them up to the standard. They’re known as run-down, fixer upper properties. An average home buyer cannot afford to buy them so they become a target for real estate investors who like to fix and flip them for a profit.

  1. Loss:

Loss of a Job, spouse or death can bring financial disaster. In Canada most families have more than 1 breadwinner due to circumstances beyond their control. Things like loss of job, spouse or sickness can cause them to miss or delay payments. They can only sustain up to 6 weeks unless their financial cash flow reverts. Now they become panic home sellers, thus they have a choice to lose the house to the bank or creditor, or sell it at a fire sale.

Top 10 panic motivated home sellers

These top 10 panic motivated home sellers list can assist you for quick flips for instant profit.

Canadian real estate investors rarely buy any piece of property at market value, they’re always looking for a bargain. Since they have resources for cash and are able to close a deal in a very short period of time, they are able to bank on these opportunities. There’s a new generation of real estate investors who want to make money today, instead of waiting for 10 – 20 years down the road. Do you need to learn how to become such investors? Come and attend the crash course.

Canadian Foreclosure Process

Canadian Foreclosure Process, a professional Canadian Real Estate investor should have a well understanding regarding Foreclosure process in Canada.

It is considered by all parties to be a nightmare i.e. property owner, lender. The foreclosure process in Canada can take place no matter what cycle is the market going through. The number of foreclosures tend to be high when the real estate bust cycle comes.

Canadian Foreclosure Process

Foreclosure is a legal action that a money-lender can take if the person who borrowed money using a mortgage stops paying back that mortgage. The lender is required to get a Court’s permission to foreclose the property.

Canadian Foreclosure Process

 

 

 

 

The property owner will not lose their property right away when he misses a mortgage payment or makes a late payment. Lenders try to avoid foreclosing the property if possible, due to the lengthy process involved. A lender will probably not start to foreclose until two or three months after the borrower has stopped paying. A lender tend to send out letters asking for payment first. Then, at the same time, the lender will sue them and start to foreclose. In Canada, the foreclosure process is different from province to province.

Canadian foreclosure process the lender can pursue 2 main ways to recover mortgage debt in Canada:

1. Judicial Sale

a. Conducted under the authority and supervision of the Court.
b. The lender must apply and get permission from the court prior to selling the property.
c. A lot of Court involvement for each step

A lawsuit is involved in the foreclosure process against the borrower and other parties liable.

Judicial Sale is used in the following provinces Canadian Foreclosure Process

  • Alberta
  • British Columbia
  • Saskatchewan
  • Quebec
  • Manitoba
  • Nova Scotia

2. Power of Sales

a. Without the court’s involvement, lender is allowed to sell property. This particular way was created to keep the recovery process out of the court system, as well as created the ability to make it happen at a much faster rate than a foreclosure.
b. The Process is started by sending a notice to the borrower.
c. Deficiency Judgment: A legal action against the borrower is required by the lender, after the sale of property.

Power of Sale

is mainly used in:

1. Newfoundland
2. Prince Edward Island
3. New Brunswick
4. Ontario

Generally speaking, foreclosure is a losing proposition for all the parties concerned.

There is no data available to show exact figures, and the number of mortgage defaults are different from market to market. There are nearly over 1,100 mortgage lenders in Canada. The 5 major lender report says there is a default rate of 0.26% – 0.65%

Canadian Foreclosure Process

The information mentioned above is merely a guideline and is not meant to provide a professional legal advice. For your particular case, please consult a real estate lawyer for advice.

What to do with Power of Sale in Ontario

What to do with Power of Sale in OntarioThe Ontario lenders or bank will start   power of sale proceedings if the property owner is behind mortgage payments or the mortgage is due in full. There are several other reasons where the lender can exercise power of sale as well. The lender wants to recover their investment by selling the property at fair market value.

Most of the properties of power of sale listings on multiple listing services (MLS) are sold at fair market value by licensed realtors of Ontario. By no means they are considered fire sale or at bargain prices. But the lender and bank will sell power of sale properties in Ontario “ as is” and “where is” with no warrenties.

What to do when you are facing power of sale? The options are very limited but the rights of property owner and the lender are protected by Ontario mortgage act. Let us explore options for the property owner facing power of sale.

 

Sale by Property OwnerSale by property owner

In the interim period, the property owner could continue to market the sale of the property by hiring a realtor or by themselves privately. Usually the property owner will be able to sell and save money if the property is marketed at fair market value.

 

Selling the Property to an InvestorSelling the property to a investor:

The property owner can call investors and sell it for cash with fast closing. This works if the professional real estate investor is able to come up with the cash and close the deal really fast. Sometimes the Ontario lawyers require more time. But the property owner can assist them to gather all information required to close it swiftly.

 

Lenders Proceedings too QuicklyLenders proceedings too quickly

 

If the Lender or bank issued a Notice of Sale too quickly, the proceedings may be a nullity. This could arise if demands for full payment were made and the time limit in the demand had not expired. In such cases, the mortgagee would require a Court Order allowing the power of sale proceedings to take place.

 

Pay up arrears and costsPay up Arrears and Costs:

 

Most of the time, the Lender or bank will require payment of the entire balance outstanding. Under the Act, the property owner can simply pay up the arrears and costs. If that takes place, then the mortgage is back in good standing. The enforcement proceedings of power of sale are at an end.

 

Pay arrears an d costs in courtPay arrears & costs in  court:

 

In some cases, the Lender or bank will have instituted legal proceedings including an action for recovery of possession of the property. If that is the case, the property owner still has the right to pay up the arrears and costs as well as $100 for security, and the proceedings will be stayed.

The accelerated principal need not be paid. If judgment is not been recovered, the action will be dismissed. If judgment has been recovered, the proceedings in the action will be stayed provided that “no sale or recovery of possession of the land

or final foreclosure of the equity of redemption has taken place.”

 

RefinancingRefinancing

This is very common recommendation by Ontario mortgage brokers and their agents. Low income/credit score/arrears/equity can be challenging to refinance. Banks and other lenders may not consider since the property owners are facing power of sale in Ontario.

Canadian hard money lendersCanadian hard money lenders

There are handful Canadian hard money lenders who might be able to assist the property owner who is facing power of sale in Ontario. Their rates and fees can be quite hefty. They can be a short term solution.

Findinf a Partner Joint VentureFinding a partner/Joint venture:

The property owner who is going through the proceedings of power of sale in Ontario can find a joint venture partner. The joint venture partner can inject some cash for partial ownership. This strategy requires expertise and great amount of knowledge.

Request for InformationRequest for Information:

 

The property owner is entitled to certain information from the lender or bank including the amount of the accelerated principal. Upon receipt of the request, the lender or bank is obligated to respond within 15 days, failing which no further proceedings may be taken.

If the lender or bank fails to respond without a reasonable excuse or, if the response is incomplete or incorrect, any rights that the lender or bank may have to enforce the mortgage shall be suspended until the lender or bank has complied.

 

Requisition an assignmentRequisition an Assignment:

The property owner as well as all other creditors is entitled to an assignment of the mortgage upon payment in full of the principal, interest and expenses. The right in favor of each party is separate and independent of one another. The lender or bank is obligated to reply and comply with such requests.

 

Technical IssuesTechnical Issues:

 

The power of sale notice must comply with the contract and the Act. If there are any technical or legal issues they should be raised at once and rectified by the lender or bank. Courts will usually respond to such issues and deal with the matter equitably. The property owner might be awarded costs and additional time to pay.

Injunction by CourtsInjunction by courts:

On fair and equitable grounds the property owner will be awarded an injunction by the courts. This stops the proceedings of power of sale. One condition is the mortgage payments must be kept up to date until final disposition. This will not work if the property owner has no hope of refinancing.

Partial PaymentPartial Payments:

In many cases, the property owner will have made a partial payment. This frequently occurs without the active participation of either party. The lender or bank issues the Notice, and the mortgagor’s regular cheque is cashed. This means that the proceedings will have to start over again unless the lender or bank specifically indicates that it will accept the cheque as a “partial payment only”, without staying its proceedings.

 

Cost of Power of sale proceedingsCost of Power of sale proceedings:

The Act requires the lender or bank to set out its costs being claimed in the power of sale proceedings. Failure to do so can result in delay, or the Court failing to award costs. These are some of the steps that might be taken by the property owner can exercise their right to protect.

 

Seek legal opinion in writingSeek legal opinion in writing

 

The property owner shall always seek the legal help. When a property owner is facing power of sale in Ontario, one of the best options is seek legal advice in writing from a competent Ontario real estate lawyer.

 

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We Buy Houses

We buy houses in Canada is very helpful for those property owners who need cash and a fast closing. We buy houses in Canada is facilitated by professional real estate investors group (PREIG) Canada members who have proper training, coaching and resources.

You have probably seen the advertisements about Canadian real estate investors who buy houses for all cash with fast closing to accommodate the needs for the sellers. You may have thought to yourself what kind of business is buying houses? There are actually many reasons for people to purchase houses in Canada, and just as many reasons for people to sell their houses.

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