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Forgivable Grants for Niagara Home Owners

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Homeowner – Repairs & Accessibility Modifications

Forgivable Grants for Niagara Home Owners – The Niagara Renovates Program is a program for low-and modest-income households in Niagara that funds:

Affordable housing repairs
Housing modifications for persons with disabilities

To qualify, existing homes must need repairs to bring them up to a minimum level of health and safety, and/or permanent modifications to increase accessibility for the occupant’s disability. All repair work must include energy-saving products where possible.

Forgivable Grants for Niagara Home Owners
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

Eligible Projects

Examples of eligible repairs include:

  • Structural (including building exterior such as roofs, foundations or walls)
  • Plumbing
  • Fire safety
  • Electrical and/or heating

Examples of eligible accessibility work include:

  • Ramps
  • Handrails and chair/bath lifts
  • Height adjustment to counter tops
  • Cues for doorbells/fire alarms

The improvements must be permanent and remove physical barriers, safety risks and improve daily living within the home.

Ineligible Projects

Examples of projects that are not eligible include:

  • Landscaping
  • Routine maintenance
  • Cosmetic renovations and repairs

Funding

Households are allowed one application under the Niagara Renovates Program.Forgivable Grants for Niagara Home Owners is provided as a fully forgivable loan, which is written off at an equal rate over a 10 year period. The loan is not repaid if the homeowners remain as owners and live in the home during the 10 year forgivable period.

The maximum loan amount includes a portion for accessibility repairs, if required, of up to $5,000 that does not need to be repaid.

 

Forgivable Grants for Niagara Home Owners

Forgivable Grants for Niagara Home Owners

Program Default

If any of the following occur, the homeowner is considered to be in default and the balance of the loan amount must be repaid:

  • The home is sold
  • The homeowner stops living in the unit as the primary residence
  • The Forgivable Grants for Niagara Home Owners funding is used for other purposes
  • The homeowner has misrepresented information about program eligibility

Eligibility

To be eligible, households must meet the following criteria:

The total income of all household members must be at or below the following, based on the number of bedrooms in the home:

  • 1 Bedroom – $33,500
  • 2 Bedroom – $41,000
  • 3 Bedroom – $50,500
  • 4+ Bedroom – $61,500

Homeowners must own the home for a minimum of five (5) years.

  • The home must be valued below the average MLS (Multiple Listing Service) resale price of $339,294 – the latest Municipal Property Assessment Corporation (MPAC) Assessment or Property Tax Bill must be provided.
  • Homeowners who have previously received Homeownership and/or Forgivable Grants for Niagara Home Ownersfund are not eligible until the 10 year forgivable period expires.

Note: NRH will determine the homeowners financial capacity to make the repairs requested, based on their income, savings and other liquid assets.Homeowner Requirements

Complete and sign an application and provide all supporting documentation, including:

  • Copy of Driver’s License(s), passport(s) or other photo identification to verify owners
  • Proof of income of all members of household
  • MPAC Assessment or Property Tax Bill
  • Insurance coverage
  • NRH will conduct a title search on the property. Associated costs will be included in the total approved Forgivable Grants for Niagara Home Owners funding amount.
Forgivable Grants for Niagara Home Owners

 

 

 

Conditional Approval

If the application is complete and meets eligibility requirements, an inspection will be conducted on the property. A report will be provided to the homeowner with Conditional Approval.
Homeowners are to obtain estimates from professional contractors and provide copies to NRH.
Contractors must provide copies of WSIB coverage and Insurance Coverage as part of the quote process.Final ApprovalQuotes will be reviewed by NRH. Final Approval will be issued via a Letter of Agreement outlining the scope of work, Forgivable Grants for Niagara Home Owners funding amount, and roles and responsibilities of both homeowner(s) and NRH.
The mortgage/charge will be registered on title by NRH. Associated legal costs will be included in the total approved Forgivable Grants for Niagara Home Owners funding amount.
Homeowners are to start work within 30 days of receiving final approval. Work that started prior to written approval by NRH is not eligible.

 

 
Forgivable Grants for Niagara Home Owners
Homeowners must allow inspections by NRH:
Prior to start of work
During construction (as required)
When project is completeThese inspections are over and above the required inspections for building permit work.
Contact

Forgivable Grants for Niagara Home Owners

For general information or to obtain an application for the Niagara Regional Housing Niagara Renovates Program – Homeowner

Contact: 905-682-9201 ext. 3917

Or mail to:
Niagara Regional Housing
Niagara Region Headquarters
Campbell East
1815 Sir Isaac Brock Way
PO Box 344, Thorold, ON
L2V 3Z3

If you require this or any other material in an alternate format, please contact Niagara Regional Housing.

Secondary Suites

The Niagara Renovates Program is a program that funds the creation of Secondary Suites in single family homes. Secondary suite units must have modest floor space and amenities.

A Secondary Suite is defined as a self-contained, separate unit with sleeping, full kitchen and bath facilities and a separate entrance. The new unit must meet applicable zoning, building, fire and property standards.

Forgivable Grants for Niagara Home Owners Funding for Secondary Suites of up to $25,000 is a fully forgivable loan which is written off at an equal amount over a 15 year period, provided the Owner complies with the conditions of the Letter of Agreement.

The loan amount includes a grant portion for accessibility modifications, if required, of up to $5,000 that does not need to be repaid.

Eligibility

To be eligible, the single family home must be valued at or below the median price of single-detached homes as per Canada Mortgage & Housing Corporation’s (CMHC) Housing Now – Housing Market Information (2016).
St. Catharines $390,000
Niagara Falls $380,000
Welland $345,000
Lincoln $319,344
Fort Erie $389,229
Niagara-on-the-Lake $460,000
Thorold $420,000
Pelham, Port Colborne, Wainfleet, West Lincoln $500,000
Grimsby $582,646

The total gross income of the incoming tenant in the newly created secondary suite must be at or below the following, based on the number of bedrooms in the secondary suite:
Bedroom Type Bachelor 1 Bedroom
Household Income Limit $27,000 $33,500

Prior to move-in and lease signing, the Tenant is required to complete an Income Verification Form with supporting income documentation, and provide it to NRH to assess initial eligibility.

The Owner is required to incorporate the following clauses into their lease with the secondary suite tenant:
Ninety (90) days prior to the tenant’s annual anniversary date, the Tenant is required to complete an Income Verification Form, include copies of supporting income documentation and submit it to NRH to assess continued eligibility.
If the Tenant earns above the maximum income limit (issued annually), the Tenant is required to move out of the unit.

The Owner acknowledges that if the Tenant fails to provide initial and annual income verification to NRH, the Owner will be in default of the Letter of Agreement and the balance of the forgivable loan must be repaid.

Secondary Suite Maximum Rents

Secondary suite units must have rents at or below approved average market rents. For 2017, the average market rents are:
Area Bachelor 1 Bedroom
St. Catharines $661 $831
Niagara Falls $566 $809
Welland $625 $757
All Other Areas $634 $802

Applicants for secondary suites may be taken from NRH’s centralized waiting.

Households who received Forgivable Grants for Niagara Home Owners funding in the past are not eligible for this program.
[b]Program Default[/b]

If any of the following occur, the Owner is considered to be in default of the Letter of Agreement and the balance of the forgivable loan must be repaid:

The home is sold
The funding is used for other purposes
The Owner misrepresented information about program eligibility
The Owner charges a rent that is above the maximum allowed rent
The Secondary Suite Tenant fails to provide initial and ongoing income verification to NRH
The Secondary Suite Tenant’s income is above the maximum income allowed

Program Requirements

Prior to completing a Secondary Suite Application, the Owner is required to obtain written confirmation from their municipal Building/Planning Department that their property is properly zoned to allow for Secondary Suites.

The Owner is required to complete and sign the application form and provide all supporting documentation including:
Copy of driver’s license(s) or passport(s) or other photo identification to verify owners
Written confirmation from the Building/Planning Department that the property is properly zoned
Home insurance coverage
Copy of MPAC Statement or Property Tax Bill

A title search of the property will be conducted by NRH. The associated costs will be included in the total approved funding amount.

Conditional Approval

If the application is deemed eligible for funding, NRH will provide Conditional Approval. At that time, the Owner will be required to submit and obtain approval from the municipal Building/Planning Department & Fire Department for their secondary suite plans/drawings. A copy of the approved drawings is to be forwarded to NRH for review.

When drawings/plans are approved by NRH, the Owner is required to obtain a minimum of three quotes for the construction of the Secondary Suite, obtain contractor WSIB Clearance and Insurance Coverage and forward all documentation to NRH for review and approval.

[b]Final Approval[/b]

NRH will review all documentation and will issue Final Approval via a Letter of Agreement, outlining the scope of work, funding amount, and roles of the Owner(s) and NRH.

All Owners must sign the Letter of Agreement.

The Letter of Agreement and Mortgage/Charge will be registered on title. Registration fees will be included in the total approved amount. NRH will not issue any payment until all documents are registered on title.

The Owner is required to start work within 45 days. Work started prior to written approval by NRH is not eligible.

The Owner is required to allow inspections by NRH:
Prior to start of work
During construction
When project is complete

These inspections are over and above the required inspections by the municipal Building Department.
Other Regional Programs

Niagara Region partners with local municipalities to provide incentives for housing in "Community Improvement Plan" areas. If a property is in one of these areas, homeowners may be eligible for Regional/ Municipal contributions to their project. Programs that may assist homeowners with their project are set by each municipality. Homeowners should check with their local municipality to determine if they are eligible for any incentive programs.

DISCLAIMER

We believe the information contained in this
article to be accurate.It is presented with the
understanding that we are not engaged in
rendering legal,accounting, or investment advice.
When professional assistance is required,
utilize the services of a licensed real estate
broker, lawyer, accountant,
or other consultant as may be required.

Forgivable Grants for Niagara Home Owners
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca

Forgivable Grants for Ottawa Home Owners

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Home Owner

Forgivable Grants for Ottawa – the Ontario Renovates program administered by the City’s Housing Services branch ("Housing Services"), provides limited funding to low income seniors and to persons with disabilities who own their home for necessary repairs and accessibility modifications to support independent living.

Eligibility of applicants

Homeowners who are 65 years of age or older
People with disabilities
Families with a household member(s) who is a senior or person with a disability may be eligible if property value and income criteria are also met (criteria listed below)

Forgivable Grants for Ottawa Home Owners
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

Forgivable Grants for Ottawa Home Owners

Eligibility of property

Your property may be eligible for the program if it is:

Located in the City of Ottawa;
Valued at or under $408,030 as determined by the province and verified by the owners most recent property tax or MPAC assessment; and
Your sole and primary residence.

Forgivable Grants for Ottawa Home Owners

Eligibility of repairs and accessibility modifications

Your home may be eligible for the Forgivable Grants for Ottawa Home Owners program if it requires repairs and/or modifications to make it safer, more accessible and more energy efficient. Examples of acceptable repairs and modifications include, but are not limited to:

  • electrical and heating systems including chimneys
  • doors and windows
  • foundations, roofs, walls, floors and ceilings
  • plumbing
  • septic systems, well water, and well drilling
  • fire safety
  • cues for doorbells or fire alarms
  • ramps, handrails, chair and bath lifts, height-adjusted countertops

Please note that any repairs or modifications carried out before the loan or grant is approved in writing and a funding agreement is signed are not eligible and will not be reimbursed.

Forgivable Grants for Ottawa Home Owners

Scope of funding

The Forgivable Grants for Ottawa Home Owners program provides funding in the form of a forgivable loan and/or grant for eligible applicants or participants up to a maximum amount of $18,500:

Forgivable Grants for Ottawa Home Owners

Forgivable Grants for Ottawa Home Owners go up to five thousand dollars ($5,000) can only be used for accessibility modifications to the home.
Forgivable loans up to fifteen thousand dollars ($15,000) can be used for both accessibility modifications and essential repairs and must be approved by the program administration.
The loan will be forgiven if you continue to own and live in the house for ten (10) years after the repairs or modifications have been completed.
The amount of the loan is contingent on the total grant amount taken to equal a maximum of $18,500 in total funding received by the applicant.
Eligible households can only receive the loan/grant amount that is verified by quotes for projects.

 

Duration of program

Housing Services is accepting applications and will continue to do so until all funds are spent or until March 31st, 2018, whichever comes first.

Timelines

Once the Housing Services branch has received the application, the applicant will be contacted by letter declaring eligibility or non-eligibility. Applicants will also be notified if documents are missing.

Use of funds

Funds awarded can only be used for the purposes outlined in the Funding Agreement with Housing Services. If the cost of the necessary repairs or modifications is more than the maximum amount of the grant and/or loan provided, you, as the property owner, may have to cover the additional cost. Reporting and follow-up

Forgivable Grants for Ottawa Home Owners

Housing Services may follow up with you annually to determine if you are the title owner of the property. If you sell or move within 10 years of receiving a forgivable loan, you will be required to pay all or a portion of the loan back to the City.

How to apply for funding

Print and complete this application form PDF opens in a new tab or window [PDF – 162KB] and provide all necessary documents
Print this checklist PDF opens in a new tab or window
Contact the program at the phone number or email address below to request an application package be mailed to you

All applications with necessary documents must be mailed or delivered to:
City of Ottawa
Housing Services branch
Ontario Renovates program
100 Constellation Drive, 8th Floor West
Ottawa, ON, K2G 6J8

For more information about the Ontario Renovates program, please call our information line at 613-580-2424 ext. 12300 or email Ontariorenovates@ottawa.ca (link sends e-mail).

Rooming House

The Rooming House Renovation Program falls under the Ontario Renovates Program that is administered by the City’s Housing Services branch ("Housing Services") and provides limited funding to qualifying landlords for essential repairs and renovations as well funding to modify existing unit(s) or building(s) to make them more accessible and in compliance with the Accessibility for Ontarians with Disabilities Act, 2005.

Eligibility of applicants

A rooming house property may be eligible for the program if it is:

  • Located in the City of Ottawa
  • Modest unit relative to community norms in terms of floor space and amenities;
  • Rent affordability based on 60% of the Average Market Rent (AMR) for Ottawa – (rent table is below (updated yearly by CMHC Rental Market Report));
  • A rooming house that require essential repairs and/or energy efficiency upgrades;
  • A rooming house that require modifications to increase accessibility;
  • A rooming house that is in good standing with the City of Ottawa (or) actively working towards compliance as determined by the City.

Monthly Rent Unit Type 60% of Average Market Rent
Residential services home/Rooming House Up to $589.20
Examples of essential repairs

Examples of essential repairs include, but are not limited to:

  • Replacement of windows to energy efficient double pane, low E argon windows;
  • Roof replacements using attic insulation to a minimum of R40Furnace and/or heating equipment;
  • Toilet replacement with low-flush or dual-flush toilet (6 litres per flush or less);
  • Replacement of water heater with an ENERGY STAR qualified instantaneous water heater;
  • Modifications of kitchen and bathrooms;
  • Other items will be reviewed and considered that improve the quality of the dwelling for the tenants.

Examples of accessibility modifications

Examples of acceptable accessibility modifications include, but are not limited to:

  • Ramps;
  • Handrails;
  • Chair and bath lifts;
  • Countertops height adjustments;
  • Cues for doorbells and fire alarms.

Scope of funding

The Forgivable Grants for Ottawa Home Owners program provides funding in the form of forgivable loans to qualifying landlords:

Forgivable loans up to ten thousand dollars ($10,000) per rooming unit (room) up to a maximum of $100,000 per property;

  • Total loan is dependent on how many rental units are in the rooming house and the scope of repairs approved by the Housing Services Branch;
  • The loan will be totally forgiven if rent levels are maintained for the full 15 years as per CMHC Rental Market Report;
  • 1/15 (6.67%) of the total loan will be forgiven each year;
  • Eligible landlords can only receive one loan per address under this program;
  • A second mortgage must be registered on the approved property.

Duration of program

Housing Services will accept applications until all funds are spent, or until March 31st, 2018, whichever comes first.

Timelines

Once Housing Services has received the application, the applicant will be contacted by a case coordinator from the Affordable Housing Unit. Applicants will also be notified if documents are missing. The full review of the application will include a visual property and building assessment and internal review by city staff. Please note that application review timelines may vary.

Release of funds

Funding will be committed to an approved rental property owner upon signing a Funding Agreement document with Housing Services outlining the total amount funded and the terms and conditions attached to the use and release of funds.

Please note that any repairs and/or energy efficiency upgrades carried out before the loan is approved in writing are not eligible for the Forgivable Grants for Ottawa Home Owners program and will not be reimbursed.

Use of funds

Funds awarded can only be used for the purposes outlined in the Funding Agreement with the City of Ottawa’s Housing Services. If the cost of the necessary repairs and/or modifications is more than the maximum amount of the loan provided, you, as the property owner, must cover the additional cost.
Reporting and follow-up

Housing Services will follow up with you on an annual basis for your rent roll to ensure the units within the property remain affordable. If you sell, transfer title or increase the rent beyond the 60% of AMR (updated yearly – CMHC Rental Market Report) within 15 years of receiving a forgivable loan, you will be required to pay all or a portion of the loan back to the City.

How to apply for funding

Contact the program at the phone number or email address below to request an application package be mailed to you

All applications with necessary documents must be mailed or delivered to:
City of Ottawa Housing Services
Ontario Renovates Program
100 Constellation Drive, 8thFloor West
Ottawa, ON, K2G 6J8

For more information about the Ontario Renovates program, please call our information line at 613-580-2424 ext. 12300 or email Ontariorenovates@ottawa.ca (link sends e-mail).

Rental Units

The Ontario Renovates program is administered by the City’s Housing Services branch ("Housing Services") and provides limited funding to qualifying landlords for essential repairs and renovations as well as modifications to improve accessibility of their existing unit(s) or building(s) and make them in compliance with the Accessibility for Ontarians with Disabilities Act, 2005.

Eligibility of applicants

The rental property may be eligible for the program if it is:

Located in the City of Ottawa;
Modest unit relative to community norms in terms of floor space and amenities;
Rent affordability based on the Average Market Rent (AMR) for Ottawa as established by the Canadian Mortgage and Housing Corporation's Rental Market Report(link is external) (also see table below);
Not at the same municipal address as the landlord's residence;
A building or unit that require essential repairs and/or energy efficiency upgrades;
A single unit or multi-unit building that requires modifications to increase accessibility and accommodate tenants who are seniors and/or persons with disability;

Examples of acceptable accessibility modifications include, but are not limited to:

Ramps
Handrails
Chair and bath lifts
Countertops height adjustments
Cues for doorbells and fire alarms

Scope of funding

The Forgivable Grants for Ottawa Home Owners provides funding in the form of forgivable loans to qualifying landlords:

Forgivable loans up to ten thousand dollars ($10,000) per rental unit up to a maximum of $100,000 per property;
Total loan is dependent on how many rental units are in the rental building and the scope of repairs approved by the Housing Services Branch;
The loan will be totally forgiven if rent levels are maintained for the full 15 years;
1/15 (6.67%) of the total loan will be forgiven each year;
Eligible landlords can only receive one loan per unit under this Forgivable Grants for Ottawa Home Owners program
A second mortgage must be registered on the approved property for all forgivable loans exceeding $25,000

Duration of Forgivable Grants for Ottawa Home Owners program

Housing Services will accept applications until all funds are spent, or until March 31st, 2018, whichever comes first.

Ineligible projects

The following projects are not eligible for Ontario Renovates funding:

Retirement Homes, Long-Term Care Homes (including nursing homes), and crisis care facilities
Units not subject to the Residential Tenancies Act, 2006 (except shelters and transitional housing that house victims of domestic violence)
Projects that received funding under AHP (2005), AHP Extension (2009) – Rental and Supportive and IAH – Rental Housing
Units for which the homeowner received Homeownership component funding under the AHP or IAH
Social Housing units as defined under the Housing Services Act, 2011

Timelines

Once Housing Services has received the application, the applicant will be contacted by letter declaring eligibility or non-eligibility. Applicants will also be notified if documents are missing.
Release of funds

Funding will be committed to an approved rental property owner upon signing a Funding Agreement document with Housing Services outlining the total amount funded and the terms and conditions attached to the use and release of funds.

Please note that any modifications carried out before the loan is approved in writing are not eligible and will not be reimbursed.

Use of funds

Funds awarded can only be used for the purposes outlined in the Funding Agreement with the City of Ottawa’s Housing Services branch. If the cost of the necessary modifications is more than the maximum amount of the loan provided, you, as the property owner, must cover the additional cost.
Reporting and follow-up

Housing Services will follow up with you on an annual basis for your rent roll for the funded unit(s) to ensure the units remain affordable. If you sell or increase the within 15 years of receiving a forgivable loan, you will be required to pay all or a portion of the loan back to the City.


How to apply for funding

All applications with necessary documents must be mailed or delivered to:
City of Ottawa
Housing Services branch
Ontario Renovates program
100 Constellation Drive, 8thFloor West
Ottawa, ON, K2G 6J8

For more information about the Forgivable Grants for Ottawa Home Owners please call our information line at 613-580-2424 ext. 12300 or email Ontariorenovates@ottawa.ca (link sends e-mail).

DISCLAIMER

We believe the information contained in this
article to be accurate.It is presented with the
understanding that we are not engaged in
rendering legal,accounting, or investment advice.
When professional assistance is required,
utilize the services of a licensed real estate
broker, lawyer, accountant,
or other consultant as may be required.

Forgivable Grants for Ottawa Home Owners
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca

Forgivable Grants for Thunder bay Home Owners

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Affordable Housing

Since 2003 the provincial and federal governments have provided significant investment in new affordable housing programs. Through partnerships with the District of Thunder Bay Social Services Administration Board (TBDSSAB) these programs provide a wide variety of choice:

Forgivable Grants for Thunder bay Home Owners

Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca


Forgivable loans to homeowners to repair their homes and bring them up to health and safety standards and improve accessibility for persons with disabilities .Down payment assistance to eligible families that would otherwise not be able to afford home ownership
Capital funding to develop rental at affordable rates Capital funding for essential repairs and renovations that improve the health and safety of residents living in social housing Rent supplements Grants to assist households who are homeless or at risk of homelessness with rent and utility arrears

Forgivable Grants for Thunder bay Home Owners

Forgivable Grants for Thunder bay Home Owners
Forgivable Grants for Thunder bay Home Owners Affordable housing programs that are currently available include: Investment in Affordable Housing (IAH) for Ontario Program

TBDSSAB received $4,487,472 under the Investment in Affordable Housing (IAH) for Ontario Program for the creation and repair of affordable housing over four years beginning in 2011.

Information about the IAH program and how the funds will be spent in the District of Thunder Bay are available below:

 

Forgivable Grants for Thunder bay Home Owners

Forgivable Grants for Thunder bay Home Owners

Ontario Renovates (previously referred to as Northern Home Repair)

Ontario Renovates is designed to assist low to moderate income homeowners to make urgently needed home repairs to address home health and safety problems or to make modifications to their home to accommodate members with disabilities.

To apply to the Ontario Renovates Program please click the following link to download the application: Ontario Renovates Application.

If you have questions about the program please contact Jennifer Jones, Housing Programs Clerk at 766-2111 (ext. 4091) or via email jennifer.jones@tbdssab.ca.

Forgivable Grants for Thunder bay Home Owners

Please note that in communities with a population of 2,500 or less,
Infinity Property Services is operating an Ontario Renovates Program Forgivable Grants for Thunder bay Home Owners
and currently has funding available.
Their application form can be downloaded from their website at:
www.infinitypropertyservices.ca

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in rendering legal,accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

Forgivable Grants for Thunder bay Home Owners
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca

Ontario Renovates Program for Windsor Homeowners

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Investment in Affordable Housing Program for Ontario (IAH-E)

Due to the number of requests for applications received for this program and the availability of program funds, we regret no new application forms for the 2017 Ontario Renovates Program for Windsor Homeowners program are available at this time.

Ontario Renovates Program for Windsor Homeowners
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca
Important: for those currently in receipt of an application form

If you are currently in receipt of a 2017 Ontario Renovates Program for Windsor Homeowners application form, you may submit your completed application with all required information, documentation and verification attachments for processing to:

Ontario Renovates Program for Windsor Homeowners

City of Windsor, 400 City Hall Square East, 3rd Floor, Suite 301 Community Development and Health Services, Business Office Windsor, Ontario,  Canada, N9A 6L7
Attention: Ontario Renovates Program for Windsor Homeowners Housing Services, Program Development Officer

Hours: 8:30 am to 4:30 pm, Monday through Friday, excluding holidays

The program was offered on a first come, first serve basis or when program funds are depleted, whichever occurs first.

 

 

Ontario Renovates Program for Windsor HomeownersWe are maintaining a wait list for applicants ranked on a first come, first serve basis according to the date they are received. In the event one or more of the current approved applicants do not conclude the requirements of the program and provided funds are available and/or the program has not expired, then the next applicant on the wait list will be assessed for eligibility under the program and advised accordingly.

Please note:

Applicants are not approved for any program funds solely on the basis of submitting an application. All applicants are cautioned not to rely on program funds for urgent repairs to a home unless and until they receive a Letter of Confirmation confirming the application has been approved for program funds.

Ontario Renovates Program for Windsor Homeowners

 

 

 

 

 

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in rendering legal,accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

Ontario Renovates Program for Windsor Homeowners
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca

Forgivable Grants for Toronto Home Owners

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Forgivable grants for Toronto home owners are available for seniors with low income as well as disable persons for home repair.

The information about government, non-profit Forgivable Grants for Toronto Home Owners and private sector programs that provide assistance to Toronto homeowners. Please contact the individual programs to confirm details of the assistance available and who qualifies.

Forgivable Grants for Toronto Home Owners

1. Home Repair Assistance
2. Energy and Utilities
3. Tax Reliefs and Credit

Ontario Renovates Program for Windsor Homeowners
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

1. Forgivable Grants for Toronto Home Owners Home Repair Assistance Seniors and Disable persons

Toronto Renovates offers funding to lower income seniors and disabled persons requiring health and safety repairs to their homes. See Affordable Housing Office website for details:

More information: toronto.ca/affordablehousing

 

Forgivable Grants for Toronto Home Owners

Forgivable Grants for Toronto Home Owners  Basement Flooding Protection Subsidy Program

This program, administered by Toronto Water, offers owners of single family, duplex and triplex homes a subsidy to implement flood prevention measures or install flood prevention devices.
The subject property owner should carry out a site assessment with a Toronto-licensed plumber to determine the suitability of isolating their property from the City’s sewer system.

More information: Call 311 bit.ly/1c5zcXh

 

March of Dimes Home & Vehicle Modifications Program

Can be used for ramps, platform lifts, stairway lifts, elevating devices, widening doors, wheel-in showers, rearrangement of kitchen/washrooms. For Persons with a disability or their family members. Based on family income. Administered on behalf of the Ontario Ministry of Community and Social Services. More information: Call 1-877-369-4867 marchofdimes.ca

Forgivable Grants for Toronto Home Owners

Easter Seals

Accessibility aids, bath and toileting aids, communication and writing aids, mobility aids, etc. For: Children under 19 with a disability who are registered with Easter Seals Ontario

More information: Call 416-421-8146
easterseals.org

 

 

2.Energy and Utility Assistance

Energy and utilities assistance is also part of Forgivable grants for Toronto home owners .

Forgivable Grants for Toronto Home Owners Home Energy Loan Program (HELP)

HELP is a new financing tool offered by the City of Toronto to help you improve your home’s energy efficiency and save money. Low interest loans are available to homeowners for energy improvement projects on the home. The HELP pilot program is now available city-wide. More information:

Call 311 bit.ly/1pVhgGO

Forgivable Grants for Toronto Home Owners Water Rebate Program

This City of Toronto program provides a rebate on water bills if a household consumes less than 400 cubic metres of water a year. For : Low-income seniors and low-income persons with disabilities Householdincome $50,000 or less

More information: toronto.ca/taxes/property_tax/tax_relief

 

Forgivable Grants for Toronto Home Owners Emergency Energy Fund

This City of Toronto program helps with gas, hydro and other energy related arrears, security deposits, and reconnection costs. For: Those who have received a disconnection notice or been disconnected and do not have sufficient income and/or assets to pay the arrears. Eligibility is based on income and assets but recipients cannot be receiving social assistance.
More information: Call 416-338-3332

Enbridge Home Winter proofing Program

Insulation and draft proofing for qualified Enbridge customers. For: Low-income Enbridge gas customers with homes built before 1972 and needing upgraded insulation (more than 20 years old)

More information: Call 416-203-3106 or visit greensaver.org/programs/enbridge/

Low-Income Energy Assistance Program (LEAP)

Applies to energy-related arrears (gas or electricity), renovations such as installing energy efficient appliances and insulation. For:Low-income households with arrears difficulties

More information: Call 416-924-2543 or visit hydroone.com/LEAP

Save ON energy Home Assistance Program

Replaces inefficient lights, electric power bars, insulation, and appliances with energy efficient ones, etc. For: Low-income households with high hydro costs. Not for energy-related emergencies

More information: Call 1-855-591-0877 or visit http://www.greensaver.org/consumer/homeassistance/

Ontario Electricity Support Program

Assists in reducing electricity bills through a monthly on-bill credit. For: Low-income households ($52,000 or less)

More Information: Call 1-855-831-8151 (Toll-free within Ontario) or 1-800-855-1155 (TTY to TTY)
or visit OntarioElectricitySupport.ca Or call your local electricity utility.

3. Tax Relief and Credits For Toronto Home owners

Tax relief and credit assistance is also part of Forgivable grants for Toronto home owners .

Forgivable Grants for Toronto Home Owners Property Tax Increase Deferral Program

Deferral of municipal property tax increases 
Note: deferrals must be paid back to the City if you sell the home. 

For: Low-income seniors and persons with disabilities with a household income of $50,000 or less

More information: visit toronto.ca/taxes/property_tax/tax_relief

Forgivable Grants for Toronto Home Owners Property Tax Increase
Cancellation Program

Cancellation of municipal property tax increases. For: Low-income seniors and persons with disabilities with a household income
of $38,000 or less and a property tax assessment of $715,000 or less

More information: toronto.ca/taxes/property_tax/tax_relief

Provincial Land Tax Deferral Program

Deferral of Provincial Land Tax and Education tax increases the deferral must be paid back if you sell your home. For: Low-income seniors (GIS recipients) and persons with disabilities (ODSP recipients)

More information: fin.gov.on.ca/en/refund/plt/seniors.html

Healthy Homes Renovation Tax Credit

To improve accessibility or help a senior be more functional or mobile at home. 15% of eligible home renovation costs can be credited against income tax, including: a secondary suite for a senior, grab bars, wheelchair ramps, wheel-in showers, kitchen or washroom adjustments, hand rails, etc.

Any senior or family member living with a senior 

More information visit https://www.ontario.ca/page/healthy-homes-renovation-tax-credit

Affordable Housing Office
55 John
St.Toronto, ON
toronto.ca/affordablehousing

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in rendering legal,accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

Forgivable Grants for Toronto Home Owners
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