Grants for Alberta Disable & Senior Home Owners

RAMP – Residential Access Modification Program

RAMP is a program that helps people with
mobility challenges to modify their homes to be
more accessible.

Grants for Alberta Disable & Senior Home Owners
Get your copy of
Directory Forgivable Canadian Real Estate Grants
now at
www.GovernmentGrantsCanada.ca

Who is eligible for Grants for Alberta Disable & Senior Home Owners?

 Albertans of any age who use wheelchairs
 Seniors who use a wheelchair or four-wheel
walker
 People who have progressive neurodegenerative
diseases, including multiple
sclerosis, muscular dystrophy, ALS (Lou
Gehrig's disease), COPD (chronic
obstructive pulmonary disease), Parkinson's
disease, Alzheimer's disease, spina bifida,
spinal cord injuries, or non-recovering
stroke

  Grants for Alberta Disable & Senior Home Owners

What are the income/asset limits?

 Applicants must have a gross household
income of $36,900 or less for a single
person, or $46,500 or less for a couple
 Amount can be increased by $9,600 for
each child under 21 years of age still living
at home and attending school full-time
 Amount can be increased by $7,131 if the
family is applying for a dependent child
under 18 who uses a wheelchair
 For applicants who bought a home within
the last 24 months, property value
thresholds apply as follows:

Calgary $510,000
Edmonton $420,000
Fort McMurray $660,000
Grande Prairie $360,000
Red Deer $390,000
Lethbridge $300,000
Medicine Hat $330,000
All rural areas $276,000

Grants for Alberta Disable & Senior Home Owners

 Property threshold values are also applied
to new homes being built on previously
owned land (new house and land value
combined)

How much is the RAMP Grants for Alberta Disable & Senior Home Owners?

 Up to $7,500 per grant
 Clients can get multiple grants of up to
$15,000 in a 10-year benefit period

What modifications are eligible?

 Modifications must enable the wheelchair
user to:
o access their own living space
o move within their own living space
 For a complete list, see:
humanservices.alberta.ca/documents/rampallowable-modifications.pdf

Is the Grants for Alberta Disable & Senior Home Owners available to people who rent?

 Yes, with approval from the landlord
 Either permanent or temporary
modifications can be done with landlord
approval

 

Will RAMP fund projects that are already
finished?

 

 If the project falls within RAMP’s policy
guidelines it may be considered
 Applications should be submitted to RAMP
as soon as possible, but no later than 90
days of the project being completed

How to apply

Online application packages are available at:
humanservices.alberta.ca/ramp

More information:
Web: humanservices.alberta.ca/ramp
Phone: Edmonton local: 780-427-5760
Toll free anywhere in Alberta: 1-877-427-5760
Email: HS.RAMP@gov.ab.ca

Alberta Community and Social Services
10th floor, Milner Building
10040-104 Street NW
Edmonton, AB T5J 0Z2

DISCLAIMER

We believe the information contained in this
article to be accurate.It is presented with the
understanding that we are not engaged in
rendering legal,accounting, or investment advice.

When professional assistance is required,
utilize the services of a licensed real estate
broker, lawyer, accountant,
or other consultant as may be required.

Grants for Alberta Disable & Senior Home Owners
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Down payment assistance program Calgary-Alberta

Down payment assistance program Calgary-Alberta

PEAK is designed to help middle-income families and individuals purchase a home. PEAK stands for Public, Essential And Key workforce which is the primary group the program serves.
 

Down payment assistance program Calgary-Alberta
Get your copy of Directory Forgivable Canadian Real Estate Grants
now at www.GovernmentGrantsCanada.ca

The PEAK Program was introduced in 2009 to provide an affordable home ownership option for employed individuals who were unable to save up enough money for a Down payment assistance program Calgary-Alberta on their home. PEAK began as a joint program between Trico Residential, the Government of Alberta Municipal Affairs, CMHC and Habitat for Humanity.

To date, PEAK has helped 111 individuals and families purchase a home of their own.

PEAK housing units are priced at market value and recipients must be able to qualify for and hold a mortgage. Once you are approved for the program, PEAK will provide a second mortgage for either a partial or full Down payment assistance program Calgary-Alberta up to a maximum of 5% of the purchase price.

The second Down payment assistance program Calgary-Alberta mortgage is interest free for the first five years, with repayment not due until you sell your home. If you choose to stay in the home beyond the five-year period you will begin to accrue interest to the second mortgage.

The best part about it is that PEAK recipients are able to retain all of the equity in their home, minus their initial deposit, if they stay in the home for at least three years.
The goal of PEAK is to help new home buyers enter the market, retain their equity to move up, and to continue to recirculate the initial fund to help additional buyers purchase a home.

Down payment assistance program Calgary-Alberta

WHO QUALIFIES FOR THE PROGRAM?

PEAK is geared towards buyers who meet the following qualifications:

Are pre-approved for a five-year fixed-rate mortgage equivalent to the price of the PEAK housing unit;
Have a household income to a maximum of $80,000 per year for singles or couples with no dependant children living at home; or, $90,000 per year for singles or couples with dependent children living at home;
Don’t have available resources for a 5% down payment;
To secure a unit you must have $1,000 available for a Down payment assistance program Calgary-Alberta
Have assets equaling less than $30,000 per household (excluding primary vehicle, RESP, RRSP or pension); and
Will keep the PEAK Housing unit as your sole permanent residence.

More info at http://www.peakinitiative.ca/

Down payment assistance program Calgary-Alberta

DISCLAIMER

We believe the information contained in this
article to be accurate.It is presented with the
understanding that we are not engaged in
rendering legal,accounting, or investment advice.

When professional assistance is required,
utilize the services of a licensed real estate
broker, lawyer, accountant,
or other consultant as may be required.

Down payment assistance program Calgary-Alberta
Tickets for LIVE CRASH COURSE at [color=#0000BF]http://www.Flipping4Profit.ca

Ontario Renovates Program Brantford

Program is made possible through the Investment in Affordable Housing (IAH) program, which is funded by the federal and provincial governments.

Ontario Renovates Program Brantford
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

The Ontario Renovates Program Brantford Program offers financial assistance to low to moderate income families to:

Ontario Renovates Program Brantford

Repair their home to bring to acceptable standards
Increase accessibility of their unit through modifications and/or adaptation

 

WHO IS ELIGIBLE?

You may be eligible for the Ontario Renovates Program Brantford Program if:

Your total household income is at or below the following thresholds for the Brant – Brantford area:
One bedroom (single or couple) – $33,5000
Two bedroom (single or couple with one child) – $41,000
Three bedroom (single or couple with two children)- $50,500
Four bedroom (single or couple with three or more children) – $61,500

You own a home that is your sole and principle residence with an assessed value of $200,000 or less
Household assets must be below $30,000 (which includes investments, stocks, bonds, shares, securities, RRSPs, GICs, Credit Union accounts, annuities, etc.)
Your house needs repairs or modifications in one of the following areas: structural, heating, electrical, fire safety, plumbing or accessibility.
Property taxes and mortgage payments are up to date
Insurance coverage is in place for the full market value of the home

Ontario Renovates Program Brantford

HOW MUCH FINANCIAL ASSISTANCE MAY YOU RECEIVE?

Households are allowed one application under the Ontario Renovates Program Brantford Program. Funding is provided as a fully forgivable loan, which is written off at an equal rate over a 10 year period. The loan is not repaid if the homeowners remain as owners and live in the home during the 10 year forgivable period.

WHAT REPAIRS CAN BE DONE?

To qualify, existing homes must need repairs to bring them up to a minimum level of health and safety, and/or permanent modifications to increase accessibility for the occupant's disability. All repair work must include energy-saving products where possible.

Ontario Renovates Program Brantford

Examples of eligible repairs include:

Structural (including building exterior such as roofs, foundations or walls)
Plumbing, fire safety, electrical and/or heating

Examples of eligible accessibility work include:

Ramps, Handrails, Chair and bath lifts, and
Height adjustments to counter tops.

http://www.brantford.ca/Housing%20%20Social%20Services%20%20Documents/FACTSHEET%20-%20Ontario%20Renovates%202017-18.pdf

For more information, contact: Jeff Lowe at 519-759-3330, ext 6240 or e-mail at jlowe@brantford.ca

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in
rendering legal,accounting, or investment advice. 
When professional assistance is required, utilize the services of a licensed real estate
broker, lawyer, accountant, or other consultant as may be required.

Ontario Renovates Program Brantford
Tickets for LIVE CRASH COURSE at [color=#0000BF]http://www.Flipping4Profit.ca

Forgivable Grants for Cornwall Home owners

The program is a Ministry of Housing (MH) program for low and moderate income households that provides funding for the following: Major repairs and rehabilitation required to make a house safe Housing modifications to increase accessibility

 

Forgivable Grants for Cornwall Home owners
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

The City of Cornwall as Service Manager delivers the Forgivable Grants for Cornwall Home owners funding to eligible property owners within the City of Cornwall and United Counties of Stormont, Dundas & Glengarry.

Components

Forgivable Grants for Cornwall Home owners

An Urgent Home Repair component where eligible homeowners can receive a maximum forgivable loan of $16,000, which is earned over a 10-year period. Projects that may qualify under this component include upgrades to heating systems, doors, windows, roofs and electrical systems.

Ontario Renovates Program

An Accessibility Modification component where eligible homeowners can receive a maximum grant of $5,000. Projects that may qualify under this component include ramps and handrails.

Do You Qualify?

Homeowners may apply if:

Forgivable Home Repair for City of Cornwall Home owners Forgivable Grants for Cornwall Home owners Eligibility

Maximum House Value $193,291

Maximum Household Income (all adults 18 yrs & older)

Household of 1 $41,000 Household of 3-4 $56,000
Household of 2 $49,000 Household of 5+ $61,000

(line 236 of the 2016 Income Tax Notice of Assessment)

Ontario Renovates Program

The property value does not exceed the Maximum House Value of $193,291.
The total household must meet the income limits shown in the Forgivable Grants for Cornwall Home owners Eligibility chart to the right (line 236 of the 2016 Income Tax Notice of Assessment) – combined income of all members of the household 18 years & older (who are not full-time students).

The property is owned and, is the sole and principal residence of the applicant.

Property taxes and mortgage payments are up-to-date.
Insurance coverage is in place for the full value of home.
The property is located within the City of Cornwall or the United
Counties of Stormont, Dundas & Glengarry.

Ontario Renovates Program

How to Apply for Forgivable Home Repair for City of Cornwall Home owners

To apply for Forgivable Grants for Cornwall Home owners, you can pick up the documents at the following location:

Social Housing Division
340 Pitt Street, 3rd Floor
P.O. Box 877
Cornwall ON K6H 5T9
Tel: (613) 930-2787 ext. 2309

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in
rendering legal,accounting, or investment advice. 
When professional assistance is required, utilize the services of a licensed real estate
broker, lawyer, accountant, or other consultant as may be required.

Ontario Renovates Program
Tickets for LIVE CRASH COURSE at [color=#0000BF]http://www.Flipping4Profit.ca

Forgivable Grants Available in Grey County

Ontario Renovates Funding Available in Grey County Home Repairs

Forgivable Grants Available in Grey County Funding is still available to help low to medium income homeowners repair and improve their homes. Forgivable Grants Available in Grey Countyrenov offers up to $15,000 for major repairs such as heating systems, windows and doors, roofs, electrical, plumbing and more. Renovations that improve accessibility in the home may also be considered.

Forgivable Grants Available in Grey County
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

Forgivable Grants Available in Grey County

“The Forgivable Grants Available in Grey County program makes essential home renovations possible for homeowners who might struggle to afford them,” said Anne Marie Shaw, Director of Housing with Grey County. “There is limited funding available. Qualifying homeowners should get their applications in as soon as possible.”

Forgivable Grants Available in Grey County funding is limited and is available on a first come first serve basis. All funding must be committed by December 31.

Learn more and apply online at Grey.ca, by visiting the Grey County Administration Building in Owen Sound, or by calling Grey County at 1-800-567-4739.

Forgivable Grants Available in Grey County

Forgivable Grants for Ottawa Home Owners

Requirements

Have a household income at or below $43,000.
Have less than $30,000 in assets.
Own a home with a market value below the Grey County average of $217,000.

Mobile homes and houses situated on leasehold land do not qualify.

Background

Forgivable Grants Available in Grey County is part of the Investment in Affordable Housing (IAH) Program, a provincial program providing funding for the creation and repair of affordable housing. It is based on the principles of Ontario’s Long-Term Affordable Housing Strategy. Funding for the program is renewed each year in April and needs to be committed by December 31.
Forgivable Grants Available in Grey County
Other IAH programs delivered by Grey County include the Home ownership program and the Rent Supplement program. Visit Grey.ca to learn more.
For more information please contact:

Anne Marie Shaw, Director of Housing
AnneMarie.Shaw@grey.ca (link sends e-mail)
519‑376-5744 ext. 1305

Robert Hatten, Communications Officer
Robert.Hatten@grey.ca (link sends e-mail)
519-372-0219 ext. 1235.

Forgivable Grants Available in Grey County

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in rendering legal,accounting, or investment advice.

When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

Forgivable Grants for Ottawa Home Owners
Tickets for LIVE CRASH COURSE at [color=#0000BF]http://www.Flipping4Profit.ca