Forgivable Grants for Waterloo Home Owners

Funding to help buy a home Waterloo region-Ontario

If you rent and are thinking about buying a home, you may qualify for funding to help with your purchase. The Region's Affordable Home Ownership program is one of many funding opportunities available.
Affordable Home Ownership Program

Forgivable Grants for Thunder bay Home Owners
Get your copy of
Directory Forgivable Canadian Real Estate Grants
now at
www.GovernmentGrantsCanada.ca

The Region's Affordable Home Ownership program provides individuals and families with a loan for the down payment on a home.
Forgivable Grants for Waterloo Home Owners
If you qualify, you can receive five per cent of the purchase price of a home. The home must be:

Located in the Region of Waterloo
A maximum purchase price of $386,000
Approved by the Region of Waterloo

Note: The program may change from time to time as we receive updates from the Ministry of Housing. Be sure to check regularly for updates.

Are you eligible to apply?

To be eligible to apply  Forgivable Grants for Waterloo Home Owners, you must:

  • Qualify for a mortgage
  • Have a maximum household income of $90,500
  • Be at least 18 years old and currently renting
  • Not own or have an interest in a home
  • Not owe money to a Community Housing landlord
  • Be a legal resident of Canada
  • Intend to have this home as your one and only residence

Forgivable Grants for Waterloo Home Owners
Please see the Affordable Home Ownership Program Fact Sheet for more information. How do I apply?

Complete the Affordable Home Ownership Application Form. You can also call 519-575-4400 ext. 3219 to have an application package mailed or faxed to you.

Drop off, mail, fax or email your completed application to:

Region of Waterloo, Housing Division
Attention: Affordable Home Ownership Program
20 Weber Street East, 4th Floor, Kitchener, ON N2H 1C3
Fax: 519-575-4026 Email: aho@regionofwaterloo.ca

 Forgivable Grants for Waterloo Home Owners repair your home in Waterloo region-Ontario

If you own a home and need to do repairs or make it accessible, there are funding opportunities available in the community. For a full list, view the incentives to repair a home guide. Ontario Renovates

The Region's Ontario Renovates program helps you cover the cost of repairing or modifying your home. You may qualify for up to $25,000 in forgivable loans to:
Forgivable Grants for Waterloo Home Owners
Keep your home in good repair
Install accessibility features like ramps, bath lifts or alarms
Build a separate apartment in your home (secondary suite)

Who is eligible?
General repairs or modifications

You may qualify based on:

Your income
The value of your home (maximum of $403,635)

Please see the Ontario Renovates Fact Sheet for more information on eligibility and for a list of projects that could be covered.
Building an in-law suite

You may qualify based on the amount of rent you will charge for the apartment. Please see the Ontario Renovates Secondary Suite Fact Sheet for more information on eligibility.

Please call 519-575-4400 or email ontariorenovates@regionofwaterloo.ca if you have any questions.
How to apply

To apply, complete the Ontario Renovates application form or the Ontario Renovates Secondary Suite application form and fax, email, mail or drop the form off at:

Ontario Renovates Program
Region of Waterloo – Housing Services

20 Weber Street East, 4th Floor
Kitchener, ON N2H 1C3
Fax:519-575-4026

Email: ontariorenovates@regionofwaterloo.ca

To receive a loan this year you will need to apply before December 1. A limited amount of funding is available each year.

If you qualify, we will set up a home inspection for you. If you need repairs right away because of a water leak or other urgent issue, please call 519-575-4400.

This program is funded by the federal and provincial governments through the Investment in Affordable Housing (IAH) Program.

Funding for Secondary (In-Law) Suites in Region of Waterloo-Ontario

If you would like to add an affordable secondary (in-law) suite to your home, the Region can help you pay for the cost. Funding is available through Ontario Renovates.

Who is eligible  Forgivable Grants for Waterloo Home Owners

You may qualify for funding to help build an affordable secondary suite based on:

Forgivable Grants for Waterloo Home Owners

  • Your home is a single family home with a maximum value of $403,635
  • The new unit is self-contained and conforms to municipal zoning and building requirements
  • Your tenant's household income
  • The amount of rent you want to charge for the secondary suite

Please read our fact sheet to learn more about eligibility. Please call or email ontariorenovates@regionofwaterloo.ca if you have any questions.How to apply

Fill out the application form and fax, email, mail, or drop the form off at:

Ontario Renovates Program
Region of Waterloo – Housing Services

20 Weber Street East, 4th Floor
Kitchener, ON N2H 1C3
Fax:519-575-4026
Email: ontariorenovates@regionofwaterloo.ca

To receive a loan this year you will need to apply before December 1, as funding is limited.

Forgivable Grants for Waterloo Home Owners

This program is funded by the federal and provincial governments through the Investment in Affordable Housing Program.

DISCLAIMER

We believe the information contained in this
article to be accurate.It is presented with the
understanding that we are not engaged in
rendering legal,accounting, or investment advice.
When professional assistance is required,
utilize the services of a licensed real estate
broker, lawyer, accountant,
or other consultant as may be required.

Forgivable Grants for Waterloo Home Owners
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca

Ontario Renovates Program for Windsor Homeowners

Investment in Affordable Housing Program for Ontario (IAH-E)

Due to the number of requests for applications received for this program and the availability of program funds, we regret no new application forms for the 2017 Ontario Renovates Program for Windsor Homeowners program are available at this time.

Ontario Renovates Program for Windsor Homeowners
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca
Important: for those currently in receipt of an application form

If you are currently in receipt of a 2017 Ontario Renovates Program for Windsor Homeowners application form, you may submit your completed application with all required information, documentation and verification attachments for processing to:

Ontario Renovates Program for Windsor Homeowners

City of Windsor, 400 City Hall Square East, 3rd Floor, Suite 301 Community Development and Health Services, Business Office Windsor, Ontario,  Canada, N9A 6L7
Attention: Ontario Renovates Program for Windsor Homeowners Housing Services, Program Development Officer

Hours: 8:30 am to 4:30 pm, Monday through Friday, excluding holidays

The program was offered on a first come, first serve basis or when program funds are depleted, whichever occurs first.

 

 

Ontario Renovates Program for Windsor HomeownersWe are maintaining a wait list for applicants ranked on a first come, first serve basis according to the date they are received. In the event one or more of the current approved applicants do not conclude the requirements of the program and provided funds are available and/or the program has not expired, then the next applicant on the wait list will be assessed for eligibility under the program and advised accordingly.

Please note:

Applicants are not approved for any program funds solely on the basis of submitting an application. All applicants are cautioned not to rely on program funds for urgent repairs to a home unless and until they receive a Letter of Confirmation confirming the application has been approved for program funds.

Ontario Renovates Program for Windsor Homeowners

 

 

 

 

 

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in rendering legal,accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

Ontario Renovates Program for Windsor Homeowners
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca

Forgivable Grants for Toronto Home Owners

Forgivable grants for Toronto home owners are available for seniors with low income as well as disable persons for home repair.

The information about government, non-profit Forgivable Grants for Toronto Home Owners and private sector programs that provide assistance to Toronto homeowners. Please contact the individual programs to confirm details of the assistance available and who qualifies.

Forgivable Grants for Toronto Home Owners

1. Home Repair Assistance
2. Energy and Utilities
3. Tax Reliefs and Credit

Ontario Renovates Program for Windsor Homeowners
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

1. Forgivable Grants for Toronto Home Owners Home Repair Assistance Seniors and Disable persons

Toronto Renovates offers funding to lower income seniors and disabled persons requiring health and safety repairs to their homes. See Affordable Housing Office website for details:

More information: toronto.ca/affordablehousing

 

Forgivable Grants for Toronto Home Owners

Forgivable Grants for Toronto Home Owners  Basement Flooding Protection Subsidy Program

This program, administered by Toronto Water, offers owners of single family, duplex and triplex homes a subsidy to implement flood prevention measures or install flood prevention devices.
The subject property owner should carry out a site assessment with a Toronto-licensed plumber to determine the suitability of isolating their property from the City’s sewer system.

More information: Call 311 bit.ly/1c5zcXh

 

March of Dimes Home & Vehicle Modifications Program

Can be used for ramps, platform lifts, stairway lifts, elevating devices, widening doors, wheel-in showers, rearrangement of kitchen/washrooms. For Persons with a disability or their family members. Based on family income. Administered on behalf of the Ontario Ministry of Community and Social Services. More information: Call 1-877-369-4867 marchofdimes.ca

Forgivable Grants for Toronto Home Owners

Easter Seals

Accessibility aids, bath and toileting aids, communication and writing aids, mobility aids, etc. For: Children under 19 with a disability who are registered with Easter Seals Ontario

More information: Call 416-421-8146
easterseals.org

 

 

2.Energy and Utility Assistance

Energy and utilities assistance is also part of Forgivable grants for Toronto home owners .

Forgivable Grants for Toronto Home Owners Home Energy Loan Program (HELP)

HELP is a new financing tool offered by the City of Toronto to help you improve your home’s energy efficiency and save money. Low interest loans are available to homeowners for energy improvement projects on the home. The HELP pilot program is now available city-wide. More information:

Call 311 bit.ly/1pVhgGO

Forgivable Grants for Toronto Home Owners Water Rebate Program

This City of Toronto program provides a rebate on water bills if a household consumes less than 400 cubic metres of water a year. For : Low-income seniors and low-income persons with disabilities Householdincome $50,000 or less

More information: toronto.ca/taxes/property_tax/tax_relief

 

Forgivable Grants for Toronto Home Owners Emergency Energy Fund

This City of Toronto program helps with gas, hydro and other energy related arrears, security deposits, and reconnection costs. For: Those who have received a disconnection notice or been disconnected and do not have sufficient income and/or assets to pay the arrears. Eligibility is based on income and assets but recipients cannot be receiving social assistance.
More information: Call 416-338-3332

Enbridge Home Winter proofing Program

Insulation and draft proofing for qualified Enbridge customers. For: Low-income Enbridge gas customers with homes built before 1972 and needing upgraded insulation (more than 20 years old)

More information: Call 416-203-3106 or visit greensaver.org/programs/enbridge/

Low-Income Energy Assistance Program (LEAP)

Applies to energy-related arrears (gas or electricity), renovations such as installing energy efficient appliances and insulation. For:Low-income households with arrears difficulties

More information: Call 416-924-2543 or visit hydroone.com/LEAP

Save ON energy Home Assistance Program

Replaces inefficient lights, electric power bars, insulation, and appliances with energy efficient ones, etc. For: Low-income households with high hydro costs. Not for energy-related emergencies

More information: Call 1-855-591-0877 or visit http://www.greensaver.org/consumer/homeassistance/

Ontario Electricity Support Program

Assists in reducing electricity bills through a monthly on-bill credit. For: Low-income households ($52,000 or less)

More Information: Call 1-855-831-8151 (Toll-free within Ontario) or 1-800-855-1155 (TTY to TTY)
or visit OntarioElectricitySupport.ca Or call your local electricity utility.

3. Tax Relief and Credits For Toronto Home owners

Tax relief and credit assistance is also part of Forgivable grants for Toronto home owners .

Forgivable Grants for Toronto Home Owners Property Tax Increase Deferral Program

Deferral of municipal property tax increases 
Note: deferrals must be paid back to the City if you sell the home. 

For: Low-income seniors and persons with disabilities with a household income of $50,000 or less

More information: visit toronto.ca/taxes/property_tax/tax_relief

Forgivable Grants for Toronto Home Owners Property Tax Increase
Cancellation Program

Cancellation of municipal property tax increases. For: Low-income seniors and persons with disabilities with a household income
of $38,000 or less and a property tax assessment of $715,000 or less

More information: toronto.ca/taxes/property_tax/tax_relief

Provincial Land Tax Deferral Program

Deferral of Provincial Land Tax and Education tax increases the deferral must be paid back if you sell your home. For: Low-income seniors (GIS recipients) and persons with disabilities (ODSP recipients)

More information: fin.gov.on.ca/en/refund/plt/seniors.html

Healthy Homes Renovation Tax Credit

To improve accessibility or help a senior be more functional or mobile at home. 15% of eligible home renovation costs can be credited against income tax, including: a secondary suite for a senior, grab bars, wheelchair ramps, wheel-in showers, kitchen or washroom adjustments, hand rails, etc.

Any senior or family member living with a senior 

More information visit https://www.ontario.ca/page/healthy-homes-renovation-tax-credit

Affordable Housing Office
55 John
St.Toronto, ON
toronto.ca/affordablehousing

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in rendering legal,accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

Forgivable Grants for Toronto Home Owners
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca