Forgivable Grants for Peterborough Home Owners

Home ownership Assistance Loan Program

Forgivable Grants for Peterborough Step #1:The program helps eligible renters buy a home in the City or County of Peterborough. Program loans for down payment assistance are delivered on a first-come, first served basis, as funding is available. For more information please contact the Housing Division at 705-742-7777 extension 4663 (HOME).

 

Note: Funds have been provided by the Government of Canada and the Province of Ontario through the Investment in Affordable Housing – Extension program.

Forgivable Grants for Peterborough
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

Peterborough Renovates Program – Contact Habitat for Humanity

Forgivable Grants for Peterborough Home Owners

The Peterborough Renovates Program (PRP) provides loans and grants to low and moderate income homeowners in the City and County of Peterborough. It helps these homeowners to afford needed repairs, including accessibility and efficiency upgrades. Accessibility grants up to $5,000 and forgivable loans up to $25,000 are available.

Forgivable Grants for Peterborough

The Delivery Agent for PRP is Habitat for Humanity Peterborough & Kawartha Region. Please direct all questions and requests for application packages to staff at Habitat for Humanity's office.
Habitat for Humanity, Peterborough & Kawartha Region

Phone 705-750-1456 or toll free 1-855-750-1456
Email louise@habitatpkr.ca
http://www.habitatpeterborough.ca/progr … renovates/

This 2017 Program Backgrounder outlines some key points about the Peterborough Renovates Program. Some types of building repairs and upgrades that may be eligible under this program include: Foundational and structural, heating systems, windows, exterior doors, roofs, septic systems, water supply, electrical and plumbing, and accessibility features.

 

Forgivable Grants for Peterborough

Forgivable Grants for Peterborough
Other Details:

Program funding begins in April of each year and is delivered on a first-come, first-served basis to eligible applicants, while funding is available. Applications will be available until September and processed as funding is available. When funding for each year has been expended, applicants will be placed on a waiting list until more funding is available under that year's allocation (some exceptions may apply). Detailed information about the program is available in the Peterborough Renovates Program Guidelines. Funds have been provided by the Government of Canada and the Province of Ontario.

 

Rent Supplement Programs

Rent supplements help people with low-incomes by making rent more affordable in the City and County of Peterborough. Through an application, rent supplements assist people in financial need and people who are on the Centralized Waiting List for social Housing. There are two ways that the rent supplement amount is determined: flat-rate or geared-to-income.

Flat-rate rent supplements bring the cost of rent for the tenant down by a fixed rate between $100-$250 per month. Rent supplements are paid to the landlord. Low-income verification is required for tenant eligibility.

Geared-to-income rent supplements bring the cost of rent for the tenant to 30% of their monthly income, plus or minus utility amounts. The rent supplement pays the remaining amount to the landlord. If the tenant’s income, income source or household composition changes, then both the supplement and the amount of rent they are required to pay may change. Low-income verification is required for tenant eligibility.

Forgivable Grants for Peterborough

Some rent supplements are attached to units in specific buildings. Others are “portable”, which means that the tenant can move and the rent supplement can be moved with them into their new home. Rent supplement availability is limited.

Details on where to apply and the types of rent supplement:

705-742-0439

Geared-to-income supplement, paid to landlord
Based on income verification and eligibility, 30% of Jane's monthly household employment income is $500. Her rent is $750, therefore the rent supplement amount is $250.

Housing Resource Centre

540 George Street Peterborough

705-743-2272
Flat-rate supplement, paid to landlord Based on Joe's income verification and eligibility $200 is the set rate of his rent supplement.

This Rent Supplement Program Outline provides additional information about the rent supplement programs in the City and County of Peterborough.

If you are a private landlord who is looking for more information on rent supplement programs, please contact:

Housing Access Peterborough at 705-742-0439, and/or
Housing Resource Centre at 705-743-2272.

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in rendering legal,accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant, or other consultant as may be required.

Forgivable Grants for Peterborough

 
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Home Repairs Funding for Renfrew-Ontario

The County of Renfrew, in partnership with the Province of Ontario, is pleased to announce Ontario Renovates is accepting new applications for funding to assist homeowners to access funding for upgrades to their homes to enhance their quality of life. Ontario Renovates is a program which is part of the Investment in Affordable Housing for Ontario (IAH) 2014 Extension Program. This program provides financial assistance to homeowners by way of a forgivable loan to repair their home to acceptable standards while improving the energy efficiency and/or increasing accessibility of their unit.

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Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

Chair of the County of Renfrew Social Services Committee, Councillor Debbie Robinson explained that; “The target groups for Ontario Renovates include low to moderate homeowners residing in the County of Renfrew. This is a great opportunity for some of our residents to make the necessary upgrades to their home and also improve their quality of life. I really encourage our local residents to inquire about this program. The program is based on a first-come, first-serve basis.”

Home Repairs Funding for Renfrew-Ontario

In order to qualify for the  Home Repairs Funding for Renfrew-Ontario program, residents must meet certain criteria, including but not limited to:

The property must be located in the County of Renfrew,

Applicants must own the home that is their sole and principle residence with a market value below $216,752,

Applicants must have a total household income that does not exceed $80,300 which includes all sources of income.

In order to qualify for the Home Repairs Funding for Renfrew-Ontario program, there is a formal application process that is administered through Renfrew County Housing Corporation. Funding is provided in the form of a 10-year, interest free forgivable loan to homeowners based on the cost of approved work items up to $10,000. In addition, funding for accessibility repairs made to a home and/or unit up to a maximum of $3,500 is based upon the cost of approved work items, is in the form of a grant and does not require repayment. The application must provide supporting information and documentation as required.

For more information on this exciting new program, or to request an application package, please call 613-432-3679.

Residents of the County of Renfrew can also download the application package by visiting www.countyofrenfrew.on.ca

For more information, please contact:

Carol Neill General Manager, Renfrew County Housing Corporation 613-432-3679

 

 

 

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in rendering legal,accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate broker, lawyer, accountant,
or other consultant as may be required.

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Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca

Forgivable Grants for Simcoe Home Owners

Home Repairs and Secondary Suites Funding for County of Simcoe

Ontario Renovates (Home Repairs):

Forgivable Grants for Simcoe Home Owners
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

Forgivable Grants for Simcoe Home Owners

The Forgivable Grants for Simcoe Home Owners includes funding for urgent repairs, renovations, and accessibility modifications for low to moderate income homeowners. Funding of up to $15,000 per unit is available. Accessibility modifications are particularly beneficial for seniors to allow them to 'age in place' and persons with disabilities who require unit modifications.

Forgivable Grants for Simcoe Home Owners

Urgent Home Repairs and Accessibility Modifications


http://www.simcoe.ca/SocialHousing/Documents/2017_Ontario%20Renovates%20Fact%20Sheet_Urgent%20Repairs_v4.pdf

Forgivable Grants for Simcoe Home Owners

Secondary Suites:

The Forgivable Grants for Simcoe Home Owners Program provides funding of up to $25,000 per unit for the creation of a secondary or garden suite which is an effective means to increase the supply of affordable housing.

http://www.simcoe.ca/SocialHousing/Documents/2017_Secondary%20Suites%20Fact%20Sheet_v4.pdf

Forgivable Grants for Simcoe Home Owners

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in rendering legal,accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate
broker, lawyer, accountant, or other consultant as may be required.

Forgivable Grants for Simcoe Home Owners
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca

 

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in
rendering legal,accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate
broker, lawyer, accountant, or other consultant as may be required.

Forgivable Grants for Sudbury Home Owners

Forgivable Grants for Major Repair in Sudbury

The governments of Canada and Ontario have allocated funding to the City of Greater Sudbury to provide loans to households who would like to make major repairs, including accessibility repairs, to their homes but cannot afford to do so.
Program Details

The assistance is in the form of a ten year interest free forgivable loan up to $20,000. However, the loan is repayable should the home be sold or program conditions are not met. If however your repairs are accessibility modifications, $5,000 of the loan is considered a grant and is not repayable.

Forgivable Grants for Sudbury Home Owners
Get your copy of Directory Forgivable Canadian Real Estate Grants now at www.GovernmentGrantsCanada.ca

Forgivable Grants for Sudbury Home Owners

Although this is a forgivable loan, the City of Greater Sudbury must be registered as a mortgagee on the property to secure the loan. The applicant will need to hire a lawyer to act on their behalf and register the mortgage.

Forgivable Grants for Sudbury Home Owners is designed to assist low to moderate income homeowners to do urgent repairs to their homes. The repairs must fall under the following categories:

  • Structural
  • Electrical
  • Plumbing
  • Heating and Energy Conservation
  • Accessibility for disabled (includes ramps and interior renovations)
  • Secondary Dwelling (additional approvals required)

Forgivable Grants for Sudbury Home Owners

Repairs of a cosmetic nature are not eligible for funding. Trailers and mobile homes on leased land are not eligible for funding under this program.

Forgivable Grants for Sudbury Home Owners Each homeowner seeking approval under this program must meet the following criteria at the time he/she applies for assistance:

  • The applicant must at least be 18 years of age and be a Canadian Citizen or Landed Immigrant. 
  • The applicant must own and reside in the house to be repaired.
  • The house must be located in the City of Greater Sudbury.
  • The applicant’s annual gross household income cannot exceed $85,200. For the purpose of this program, the household income of an applicant shall be deemed to include but not limited to

               (i) the applicant;

               (ii) any person with whom the applicant is living in a spousal relationship (including same beautiful relationship); and

               (iii) any person living in the home over the age of 18 not in full-time attendance in school.

Forgivable Grants for Sudbury Home Owners
The applicant’s request for assistance must be accompanied by two pieces of photo identification; a copy of birth certificate or citizenship documents of each homeowner; a copy of the 2016 Notice of Income Tax Assessment from CRA for each household member over 18 years of age; verification of current income for each household member over 18 years of age; and a copy of the 2016 Property Assessment Notice issued by MPAC.

Home Eligibility

To be considered eligible a home must meet the following requirements:

  • The value of the house cannot exceed $253,068 per 2016 MPAC Notice of Property Assessment,
  • The house must be your sole and principal residence,
  • You must have $20,000 in equity in the home,
  • The house cannot be encumbered by an existing 2nd mortgage or have liens against it, and
  • The house can be detached, semi-detached or freehold townhouse.

After reading the above, if you feel you qualify for this program please complete the application form and mail with the additional required information to:

Forgivable Grants for Sudbury Home Owners

City of Greater Sudbury
Housing Services
199 Larch St., Suite 603
Sudbury, ON P3A 5P3

If you have any questions send an e-mail to onrenovates@greatersudbury.ca or call:

Wanda Eurich
Program Development Officer
City of Greater Sudbury Housing Services
705-674-4455, extension 4228

DISCLAIMER

We believe the information contained in this article to be accurate.It is presented with the understanding that we are not engaged in 
rendering legal,accounting, or investment advice. When professional assistance is required, utilize the services of a licensed real estate
broker, lawyer, accountant, or other consultant as may be required.

Forgivable Grants for Sudbury Home Owners
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca

Forgivable Grants for Waterloo Home Owners

Funding to help buy a home Waterloo region-Ontario

If you rent and are thinking about buying a home, you may qualify for funding to help with your purchase. The Region's Affordable Home Ownership program is one of many funding opportunities available.
Affordable Home Ownership Program

Forgivable Grants for Thunder bay Home Owners
Get your copy of
Directory Forgivable Canadian Real Estate Grants
now at
www.GovernmentGrantsCanada.ca

The Region's Affordable Home Ownership program provides individuals and families with a loan for the down payment on a home.
Forgivable Grants for Waterloo Home Owners
If you qualify, you can receive five per cent of the purchase price of a home. The home must be:

Located in the Region of Waterloo
A maximum purchase price of $386,000
Approved by the Region of Waterloo

Note: The program may change from time to time as we receive updates from the Ministry of Housing. Be sure to check regularly for updates.

Are you eligible to apply?

To be eligible to apply  Forgivable Grants for Waterloo Home Owners, you must:

  • Qualify for a mortgage
  • Have a maximum household income of $90,500
  • Be at least 18 years old and currently renting
  • Not own or have an interest in a home
  • Not owe money to a Community Housing landlord
  • Be a legal resident of Canada
  • Intend to have this home as your one and only residence

Forgivable Grants for Waterloo Home Owners
Please see the Affordable Home Ownership Program Fact Sheet for more information. How do I apply?

Complete the Affordable Home Ownership Application Form. You can also call 519-575-4400 ext. 3219 to have an application package mailed or faxed to you.

Drop off, mail, fax or email your completed application to:

Region of Waterloo, Housing Division
Attention: Affordable Home Ownership Program
20 Weber Street East, 4th Floor, Kitchener, ON N2H 1C3
Fax: 519-575-4026 Email: aho@regionofwaterloo.ca

 Forgivable Grants for Waterloo Home Owners repair your home in Waterloo region-Ontario

If you own a home and need to do repairs or make it accessible, there are funding opportunities available in the community. For a full list, view the incentives to repair a home guide. Ontario Renovates

The Region's Ontario Renovates program helps you cover the cost of repairing or modifying your home. You may qualify for up to $25,000 in forgivable loans to:
Forgivable Grants for Waterloo Home Owners
Keep your home in good repair
Install accessibility features like ramps, bath lifts or alarms
Build a separate apartment in your home (secondary suite)

Who is eligible?
General repairs or modifications

You may qualify based on:

Your income
The value of your home (maximum of $403,635)

Please see the Ontario Renovates Fact Sheet for more information on eligibility and for a list of projects that could be covered.
Building an in-law suite

You may qualify based on the amount of rent you will charge for the apartment. Please see the Ontario Renovates Secondary Suite Fact Sheet for more information on eligibility.

Please call 519-575-4400 or email ontariorenovates@regionofwaterloo.ca if you have any questions.
How to apply

To apply, complete the Ontario Renovates application form or the Ontario Renovates Secondary Suite application form and fax, email, mail or drop the form off at:

Ontario Renovates Program
Region of Waterloo – Housing Services

20 Weber Street East, 4th Floor
Kitchener, ON N2H 1C3
Fax:519-575-4026

Email: ontariorenovates@regionofwaterloo.ca

To receive a loan this year you will need to apply before December 1. A limited amount of funding is available each year.

If you qualify, we will set up a home inspection for you. If you need repairs right away because of a water leak or other urgent issue, please call 519-575-4400.

This program is funded by the federal and provincial governments through the Investment in Affordable Housing (IAH) Program.

Funding for Secondary (In-Law) Suites in Region of Waterloo-Ontario

If you would like to add an affordable secondary (in-law) suite to your home, the Region can help you pay for the cost. Funding is available through Ontario Renovates.

Who is eligible  Forgivable Grants for Waterloo Home Owners

You may qualify for funding to help build an affordable secondary suite based on:

Forgivable Grants for Waterloo Home Owners

  • Your home is a single family home with a maximum value of $403,635
  • The new unit is self-contained and conforms to municipal zoning and building requirements
  • Your tenant's household income
  • The amount of rent you want to charge for the secondary suite

Please read our fact sheet to learn more about eligibility. Please call or email ontariorenovates@regionofwaterloo.ca if you have any questions.How to apply

Fill out the application form and fax, email, mail, or drop the form off at:

Ontario Renovates Program
Region of Waterloo – Housing Services

20 Weber Street East, 4th Floor
Kitchener, ON N2H 1C3
Fax:519-575-4026
Email: ontariorenovates@regionofwaterloo.ca

To receive a loan this year you will need to apply before December 1, as funding is limited.

Forgivable Grants for Waterloo Home Owners

This program is funded by the federal and provincial governments through the Investment in Affordable Housing Program.

DISCLAIMER

We believe the information contained in this
article to be accurate.It is presented with the
understanding that we are not engaged in
rendering legal,accounting, or investment advice.
When professional assistance is required,
utilize the services of a licensed real estate
broker, lawyer, accountant,
or other consultant as may be required.

Forgivable Grants for Waterloo Home Owners
Tickets for LIVE CRASH COURSE at http://www.Flipping4Profit.ca